Company Analysis

Dime Commercial Bancshares, Inc. (DCOM)

NYSE: DCOM · National Commercial Banks · Hauppauge, NY · filing with the SEC since 1996
Grade4.1
◀ Past 3.8● Present 3.0▶ Future 6.2

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedFeb 20, 2026Feb 20, 2025Feb 22, 2024Feb 28, 2023Mar 1, 2022Mar 15, 2021Mar 11, 2020Mar 11, 2019Mar 9, 2018Mar 10, 2017
Revenue19,90716,72516,43716,20615,9985,5715,8059,8538,9968,407
For lenders
Interest and dividend income685,442650,149609,360439,225384,626234,007r238,268r168,984149,849137,716
Interest and investment income5,9005,7005,3005,4004,400·····
Interest expense on deposits and borrowings277,444332,095292,78959,362······
Net interest income407,998318,054316,571379,863357,609177,704r147,421r136,780127,160120,871
Provision for credit losses···5,3746,21226,165r5,7001,80014,0505,550
Net interest income after provision364,968281,941313,801374,489351,397151,539r130,081r134,980113,110115,321
Noninterest income44,933-3,95536,20638,15642,06821,273r12,168r11,56818,10216,046
Noninterest expense253,102226,547213,128200,730245,299117,828r95,387r98,18091,72777,081
Interest expense··292,78959,36227,01756,303r90,847r32,20422,68916,845
Income before income taxes156,79951,439136,879211,915148,16654,984r46,862r48,36839,48554,286
Income tax expense46,11722,35540,78559,35944,17012,666r10,676r9,14118,94618,795
Net income including non-controlling interests·····42,04251,69139,22720,53935,491
Net income110,68229,08496,094152,556103,99642,318r36,186r39,22720,53935,491
Preferred dividends7,2867,2867,2867,2867,2864,783····
Net income to common shareholders101,50521,421r87,568r145,27096,71037,535r36,186r38,37420,12434,759
Earnings per share, basic2.360.552.293.732.451.74r1.56r1.971.042.01
Earnings per share, diluted2.360.552.293.732.451.74r1.55r1.971.042.00
Weighted average shares, basic43,023,24838,933,05438,187,47738,538,83438,902,42621,537,948r23,103,008r19,44119,35517,304
Weighted average shares, diluted43,023,24838,933,05438,187,47738,538,83438,903,03721,538,448r23,185,911r19,468,000b19,379,000b17,851,000b
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeInterest
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses
us-gaap:ProvisionForLoanLossesExpensed
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Interest expense what its borrowing costus-gaap:InterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton DCOM · research, not advice