All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2017; the latest 2021-02-01.
From the record
Dime Commercial Bancshares, Inc.'s filings since 2017 show 1 warning event: a notice about its exchange listing (8-K item 3.01, the latest 2021-02-01) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+19.5% a year over 10 filed years; profitable in 10 of 10.
From the record
Dime Commercial Bancshares, Inc.'s 10 filed years say what it did: revenue went from $138 million in fiscal 2016 to $685 million in fiscal 2025, up 19.5% a year; it rose in 8 of 9 years; the deepest fall was 2% from fiscal 2019 to fiscal 2020; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 3.7% a year. 32% of cash flow returned. Insiders: 98 sales, 0 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Dime Commercial Bancshares, Inc.'s diluted share count grew about 3.7% a year, and dividends and buybacks returned about 32% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 98 sales and 0 purchases of their own stock on the open market in the year to 2026-11-04 (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 7%: 7¢ of profit per shareholder dollar. Leverage 90%: owes 90¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Dime Commercial Bancshares, Inc. earned about 7 cents of profit for every dollar of shareholders' money. Leverage: it owed about 90 cents per dollar of assets, and net share issuance: its share count grew 10.5% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 35% of 79 in its family; net margin 16.1%.
From the record
Dime Commercial Bancshares, Inc.'s standing among 79 graded names in its industry family: revenue of $685 million in fiscal 2025 ranks in the top 50% by size; a net margin of 16.1% ranks in the bottom 17%; revenue growth of 16% a year over the last 3 filed years ranks in the bottom 39% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 37% of 74 in its family for leadership; chief executive since 2023.
From the record
Dime Commercial Bancshares, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Lubow, Stuart H (President & CEO, as filed), filing under that title since 2023-11-20, 3 years (bottom 25% of its family); the 18 officers and directors filing in the last fifteen months have been on the record a median of 5.8 years (bottom 32%); 6 officer or director changes were reported on Form 8-K since 2023-11-13, against the 18 people in charge now (top 46%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 15% of 71 in its family for room to expand.
From the record
Dime Commercial Bancshares, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $2.4 billion against no long-term debt tagged leaves 15.3% of its assets as net cash, top 5% of its family; cash from operations less capital spending is 27.2% of revenue (top 26%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 50% of 79 in its family for growth drivers.
From the record
Dime Commercial Bancshares, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 16% a year over the last three filed years against 19.5% over all 10, slowing (bottom 15% of its family); the newest year grew 5.4% (top 41%); capital spending grew 29.6% a year (top 24%) (its annual reports). Dime Commercial Bancshares, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 48% of 76 in its family for expectations against reality.
From the record
Dime Commercial Bancshares, Inc.'s newest year against its own record: revenue of $685 million in fiscal 2025 came in 13.3% below the $791 million its prior three years' pace pointed to (top 37% of its family); net income of $111 million against a prior three-year average of $93 million (bottom 48%); a net margin of 16.1% against 18.3% before (bottom 47%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made