Company Analysis

Dillards Inc. (DDS)

TXSE: DDS · Retail-Department Stores · Little Rock, AR · filing with the SEC since 1994
Grade6.0
◀ Past 4.3● Present 7.4▶ Future 5.2

The grade of Dillards Inc.

Nine metrics read from its own filings, by tense
Headline grade
6.0/10
◀ Past4.325% of the headline
● Present7.445% of the headline
▶ Future5.230% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

4.3/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
1.3/10

Has it survived what it has been through?

1 warning event since 2017; the latest 2026-09-18.

weight 45% of this tense · 13th percentile among 4 sector filers · read for itself

From the record

Dillards Inc.'s filings since 2017 show 1 warning event: a notice about its exchange listing (8-K item 3.01, the latest 2026-09-18) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
5.6/10

What has it actually done, year after year?

+0.2% a year over 10 filed years; profitable in 9 of 10.

weight 33% of this tense · 56th percentile among 4 sector filers · read for its customers

From the record

Dillards Inc.'s 10 filed years say what it did: revenue went from $6.4 billion in fiscal 2017 to $6.6 billion in fiscal 2026, up 0.2% a year; it rose in 4 of 9 years; the deepest fall was 32% from fiscal 2019 to fiscal 2021; net income was positive in 9 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span0.2%top 37% of its family
  • the share of years revenue rosetop 37% of its family
  • the share of filed years with a profittop 37% of its family
  • the deepest fall from a revenue peak31.8%bottom 38% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
8.8/10

How has it treated the people who own it?

Share count shrank 3.7% a year. 75% of cash flow returned. Insiders: 1 sales, 0 purchases.

weight 22% of this tense · 88th percentile among 4 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2026-01-31, Dillards Inc.'s diluted share count shrank about 3.7% a year, and dividends and buybacks returned about 75% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 0 purchases of their own stock on the open market in the year to 2026-10-27 (their Form 4 filings).

What it rests on

  • the share count over the yearstop 12% of its family
  • cash returned against operating cash flowtop 12% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

7.4/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
8.1/10

Is it financially healthy right now?

ROE 32%: 32¢ of profit per shareholder dollar. Leverage 49%: owes 49¢ per asset dollar.

weight 45% of this tense · 81st percentile among 4 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2026-01-31, Dillards Inc. earned about 32 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 73 cents per dollar of everything the company owns. Leverage: it owed about 49 cents per dollar of assets, and net share issuance: its share count shrank 2.9% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 12% of its family
  • return on equitytop 37% of its family
  • gross profit against assetstop 12% of its family
  • the share count against the year beforetop 12% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
5.4/10

How strong is its position in its industry?

top 46% of 4 in its family; net margin 8.7%.

weight 33% of this tense · 54th percentile among 4 sector filers · read for its customers

From the record

Dillards Inc.'s standing among 4 graded names in its industry family: revenue of $6.6 billion in fiscal 2026 ranks in the bottom 13% by size; a net margin of 8.7% ranks in the top 12%; revenue growth of -2.1% a year over the last 3 filed years ranks in the top 37% (its annual reports).

What it rests on

  • revenue against the family$6.56Bbottom 13% of its family
  • net margin8.7%top 12% of its family
  • three-year revenue growth-2.1%top 37% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
8.8/10

What are the people in charge doing?

top 12% of 4 in its family for leadership; chief executive since 2006.

weight 22% of this tense · 88th percentile among 4 sector filers · read for its shareholders

From the record

Dillards Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Dillard, William T II (CEO, CHAIRMAN OF BOARD, as filed), filing under that title since 2006-01-24, 20.8 years (top 12% of its family); the 23 officers and directors filing in the last fifteen months have been on the record a median of 13 years (top 12%); 1 officer or director change was reported on Form 8-K since 2023-11-13, against the 23 people in charge now (top 12%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge1 in three years among 23 peopletop 12% of its family
  • the median years the people in charge have filed13.0 yearstop 12% of its family
  • the chief executive's years on the record20.8 yearstop 12% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

5.2/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
7.1/10

How much room does it have to grow?

top 29% of 4 in its family for room to expand.

weight 22% of this tense · 71st percentile among 4 sector filers · read for itself

From the record

Dillards Inc.'s room to grow, from the newest filed statements (fiscal 2026): cash of $861 million against no long-term debt tagged leaves 24.6% of its assets as net cash, top 12% of its family; cash from operations less capital spending is 9.5% of revenue (top 12%); a gross margin of 39% (bottom 38%) (its annual report).

What it rests on

  • cash less debt against assets24.6%top 12% of its family
  • cash from operations less capital spending against revenue9.5%top 12% of its family
  • gross margin39.0%bottom 38% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
5.4/10

What could actually drive growth from here?

top 46% of 4 in its family for growth drivers.

weight 45% of this tense · 54th percentile among 4 sector filers · read for its customers

From the record

Dillards Inc.'s growth drivers, from the filed years to fiscal 2026: revenue grew -2.1% a year over the last three filed years against 0.2% over all 10, slowing (bottom 38% of its family); the newest year grew -0.4% (top 37%); capital spending grew -8% a year (top 37%) (its annual reports). Dillards Inc. reported 2 lines of business in fiscal 2026: Retail Operations at $6.3 billion (96%), Construction at $242 million (4%); 0 of 2 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span-2.3 points a yearbottom 38% of its family
  • the newest year's revenue growth-0.4%top 37% of its family
  • three-year growth of capital spending-8.0%top 37% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
3.8/10

Did its newest year beat what its own record pointed to?

bottom 38% of 4 in its family for expectations against reality.

weight 33% of this tense · 38th percentile among 4 sector filers · read for its shareholders

From the record

Dillards Inc.'s newest year against its own record: revenue of $6.6 billion in fiscal 2026 came in 2.6% above the $6.4 billion its prior three years' pace pointed to (top 12% of its family); net income of $570 million against a prior three-year average of $741 million (bottom 13%); a net margin of 8.7% against 10.8% before (bottom 13%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace2.6%top 12% of its family
  • net income against the prior three years' average-23%bottom 13% of its family
  • net margin against its prior average-2.1 pointsbottom 13% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton DDS · research, not advice