Company Analysis

eHealth, Inc. (EHTH)

Nasdaq: EHTH · Insurance Agents, Brokers & Service · Indianapolis, IN · filing with the SEC since 2006
Grade4.0
◀ Past 2.3● Present 3.8▶ Future 5.6

The grade of eHealth, Inc.

Nine metrics read from its own filings, by tense
Headline grade
4.0/10
◀ Past2.325% of the headline
● Present3.845% of the headline
▶ Future5.630% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

2.3/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
1.0/10

Has it survived what it has been through?

2 warning events since 2017; the latest 2026-10-16.

weight 45% of this tense · 10th percentile among 30 sector filers · read for itself

From the record

eHealth, Inc.'s filings since 2017 show 2 warning events of 2 kinds: a notice about its exchange listing (8-K item 3.01, the latest 2026-10-16); a late-report notice (Form NT 10-K or NT 10-Q, the latest 2018-03-19) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
3.0/10

What has it actually done, year after year?

+14.3% a year over 9 filed years; profitable in 6 of 9.

weight 33% of this tense · 30th percentile among 29 sector filers · read for its customers

From the record

eHealth, Inc.'s 9 filed years say what it did: revenue went from $191 million in fiscal 2017 to $554 million in fiscal 2025, up 14.3% a year; it rose in 6 of 8 years; the deepest fall was 30% from fiscal 2020 to fiscal 2022; net income was positive in 6 of 9 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span14.3%bottom 43% of its family
  • the share of years revenue rosebottom 28% of its family
  • the share of filed years with a profitbottom 32% of its family
  • the deepest fall from a revenue peak30.4%bottom 16% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
4.1/10

How has it treated the people who own it?

Share count grew 3.7% a year. 0% of cash flow returned. Insiders: 4 sales, 2 purchases.

weight 22% of this tense · 41st percentile among 20 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, eHealth, Inc.'s diluted share count grew about 3.7% a year, and dividends and buybacks returned about 0% of its net income over 3 years (its filed statements). Its officers and directors filed 4 sales (4 under scheduled 10b5-1 plans) and 2 purchases of their own stock on the open market in the year to 2026-10-13, buying about $298 thousand (their Form 4 filings).

What it rests on

  • the share count over the yearstop 40% of its family
  • cash returned against operating cash flowbottom 22% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

3.8/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
4.7/10

Is it financially healthy right now?

ROE 7%: 7¢ of profit per shareholder dollar. Leverage 53%: owes 53¢ per asset dollar.

weight 33% of this tense · 47th percentile among 30 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, eHealth, Inc. earned about 7 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 19 cents per dollar of everything the company owns. Leverage: it owed about 53 cents per dollar of assets, and net share issuance: its share count grew 3.9% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 22% of its family
  • return on equitybottom 42% of its family
  • gross profit against assetsbottom 19% of its family
  • the share count against the year beforebottom 48% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
4.2/10

How strong is its position in its industry?

bottom 42% of 30 in its family; net margin 7.2%.

weight 45% of this tense · 42nd percentile among 30 sector filers · read for its customers

From the record

eHealth, Inc.'s standing among 30 graded names in its industry family: revenue of $554 million in fiscal 2025 ranks in the bottom 31% by size; a net margin of 7.2% ranks in the top 48%; revenue growth of 11% a year over the last 3 filed years ranks in the bottom 42% (its annual reports).

What it rests on

  • revenue against the family$554Mbottom 31% of its family
  • net margin7.2%top 48% of its family
  • three-year revenue growth11.0%bottom 42% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
1.8/10

What are the people in charge doing?

bottom 18% of 21 in its family for leadership; chief executive since 2025.

weight 22% of this tense · 18th percentile among 21 sector filers · read for its shareholders

From the record

eHealth, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Duke, Derrick A (Chief Executive Officer, as filed), filing under that title since 2025-09-19, 1.1 years (bottom 28% of its family); the 11 officers and directors filing in the last fifteen months have been on the record a median of 4.4 years (bottom 24%); 12 officer or director changes were reported on Form 8-K since 2023-11-13, against the 11 people in charge now (bottom 2%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge12 in three years among 11 peoplebottom 2% of its family
  • the median years the people in charge have filed4.4 yearsbottom 24% of its family
  • the chief executive's years on the record1.1 yearsbottom 28% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

5.6/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
3.6/10

How much room does it have to grow?

bottom 36% of 29 in its family for room to expand.

weight 33% of this tense · 36th percentile among 29 sector filers · read for itself

From the record

eHealth, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $74 million against debt of $113 million leaves -3.1% of its assets as net cash, bottom 40% of its family; cash from operations less capital spending is -5% of revenue (bottom 12%); a gross margin of 43.5% (top 42%); research spending of 2.5% of revenue (bottom 36%) (its annual report).

What it rests on

  • cash less debt against assets-3.1%bottom 40% of its family
  • cash from operations less capital spending against revenue-5.0%bottom 12% of its family
  • gross margin43.5%top 42% of its family
  • research spending against revenue2.5%bottom 36% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
6.0/10

What could actually drive growth from here?

top 40% of 29 in its family for growth drivers.

weight 33% of this tense · 60th percentile among 29 sector filers · read for its customers

From the record

eHealth, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 11% a year over the last three filed years against 14.3% over all 9, slowing (bottom 33% of its family); the newest year grew 4.1% (bottom 29%); research spending grew 4.5% a year (top 19%); capital spending grew 119% a year (top 2%) (its annual reports). eHealth, Inc. reported 7 product lines in fiscal 2025: Medicare at $461 million (84%), Commission Members Approved in Prior Periods at $44 million (8%), Ancillaries at $19 million (4%), and 4 more; 3 of 7 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span-3.3 points a yearbottom 33% of its family
  • the newest year's revenue growth4.1%bottom 29% of its family
  • three-year growth of research spending4.5%top 19% of its family
  • three-year growth of capital spending119.0%top 2% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
7.0/10

Did its newest year beat what its own record pointed to?

top 30% of 25 in its family for expectations against reality.

weight 33% of this tense · 70th percentile among 25 sector filers · read for its shareholders

From the record

eHealth, Inc.'s newest year against its own record: revenue of $554 million in fiscal 2025 came in 9.2% below the $610 million its prior three years' pace pointed to (bottom 26% of its family); net income of $40 million against a prior three-year average of $36 million (top 10%); a net margin of 7.2% against -8.7% before (top 6%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-9.2%bottom 26% of its family
  • net income against the prior three years' average+212%top 10% of its family
  • net margin against its prior average+16.0 pointstop 6% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton EHTH · research, not advice