First Business Financial Services, Inc. (FBIZ)

Nasdaq: FBIZ · State Commercial Banks · Madison, WI · filing with the SEC since 2011

Grade4.6

◀ Past 4.5● Present 4.9▶ Future 4.4

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2021	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 25, 2026	Feb 26, 2025	Feb 28, 2024	Feb 22, 2023	Feb 23, 2022	Feb 24, 2021	Feb 27, 2020	Feb 28, 2019	Mar 9, 2018	Mar 10, 2017
For lenders
Interest and dividend income	247,310	233,130	194,928	121,371	95,995	94,179	102,040	91,275	75,811	78,117
Interest expense on deposits and borrowings	110,620	108,924	82,340	22,949	·	·	·	·	·	·
Net interest income	136,690	124,206	112,588	98,422	84,662	77,071	69,856	67,342	60,609	63,328
Provision for credit losses	8,655	8,827	8,182	-3,868	-5,803	16,808	2,085	5,492	6,172	7,818
Net interest income after provision	128,035	115,379	104,406	102,290	90,465	60,263	67,771	61,850	54,437	55,510
Noninterest income	31,937	29,251	31,308	29,428	28,100	26,940	23,423	18,167	16,665	17,988
Noninterest expense	99,519	93,480	88,575	79,474	71,535	68,898	66,695	62,363	56,871	56,433
General and administrative	·	·	·	·	·	·	·	1,877	1,905	1,545
Interest expense	·	·	82,340	22,949	11,333	17,108	32,184	23,933	15,202	14,789
Share of profit of equity-method investments	·	·	·	·	·	·	·	459	354	790
Income before income taxes	60,453	51,150	47,139	52,244	47,030	18,305	24,499	17,654	14,231	17,065
Income tax expense	10,134	6,905	10,112	11,386	11,275	1,327	1,175	1,351	2,326	2,156
Net income	50,319	44,245	37,027	40,858	35,755	16,978	23,324	16,303	11,905	14,909
Preferred dividends	875	875	875	683	·	·	·	·	·	·
Net income to common shareholders	49,444	43,370	36,152	40,175	35,755^r	16,978^r	22,822	16,063	11,743	14,690
Earnings per share, basic	5.94	5.20	4.33	4.75	4.17	1.97	2.68	1.86	1.36	1.71
Earnings per share, diluted	5.94	5.20	4.33	4.75	4.17	1.97	2.68	1.86	1.36	1.71
Weighted average shares, basic	8,158,208	8,148,259	8,131,251	8,226,943	8,314,921	8,384,464	8,515,375	8,640,198	8,612,770	8,573,722
Weighted average shares, diluted	8,158,208	8,148,259	8,131,251	8,226,943	8,314,921	8,384,464	8,515,375	8,640,198	8,612,770	8,573,722

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 2-for-1 split.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Share of profit of equity-method investments its share of companies it partly ownsus-gaap:IncomeLossFromEquityMethodInvestments

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton FBIZ · research, not advice