First Business Financial Services, Inc. (FBIZ)

From the record

First Business Financial Services, Inc.'s filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2017-11-01) (its current reports).

From the record

First Business Financial Services, Inc.'s 10 filed years say what it did: revenue went from $78 million in fiscal 2016 to $247 million in fiscal 2025, up 13.7% a year; it rose in 7 of 9 years; the deepest fall was 8% from fiscal 2019 to fiscal 2020; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, First Business Financial Services, Inc.'s diluted share count shrank about 0.3% a year, and dividends and buybacks returned about 18% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 1 purchase of their own stock on the open market in the year to 2026-09-30, buying about $4 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, First Business Financial Services, Inc. earned about 14 cents of profit for every dollar of shareholders' money. Leverage: it owed about 91 cents per dollar of assets, and net share issuance: its share count grew 0.1% over the year (the filed statements).

From the record

First Business Financial Services, Inc.'s standing among 155 graded names in its industry family: revenue of $247 million in fiscal 2025 ranks in the bottom 41% by size; a net margin of 20.3% ranks in the bottom 46%; revenue growth of 26.8% a year over the last 3 filed years ranks in the top 14% (its annual reports).

From the record

First Business Financial Services, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Seiler, David R. (President and CEO, as filed), filing under that title since 2026-05-19, 6 months (bottom 3% of its family); the 17 officers and directors filing in the last fifteen months have been on the record a median of 7.9 years (top 42%); 12 officer or director changes were reported on Form 8-K since 2023-11-13, against the 17 people in charge now (bottom 7%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

First Business Financial Services, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $39 million against no long-term debt tagged leaves 1% of its assets as net cash, bottom 18% of its family; cash from operations less capital spending is 24.7% of revenue (top 44%) (its annual report).

From the record

First Business Financial Services, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 26.8% a year over the last three filed years against 13.7% over all 10, speeding up (top 8% of its family); the newest year grew 6.1% (top 43%); capital spending grew -43.1% a year (bottom 4%) (its annual reports). First Business Financial Services, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

First Business Financial Services, Inc.'s newest year against its own record: revenue of $247 million in fiscal 2025 came in 23.4% below the $323 million its prior three years' pace pointed to (bottom 17% of its family); net income of $50 million against a prior three-year average of $41 million (top 32%); a net margin of 20.3% against 23.9% before (bottom 46%) (its annual reports).