Fiserv, Inc. (FISV)

From the record

Fiserv, Inc.'s filings since 2017 show 3 warning events: a notice about its exchange listing (8-K item 3.01, 3 times, the latest 2025-10-29) (its current reports).

From the record

Fiserv, Inc.'s 10 filed years say what it did: revenue went from $5.3 billion in fiscal 2015 to $21 billion in fiscal 2025, up 15% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Fiserv, Inc.'s diluted share count shrank about 5.4% a year, and dividends and buybacks returned about 0% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 10 purchases of their own stock on the open market in the year to 2026-10-01, buying about $4 million (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Fiserv, Inc. earned about 13 cents of profit for every dollar of shareholders' money. Leverage: it owed about 68 cents per dollar of assets, and net share issuance: its share count shrank 5.7% over the year (the filed statements).

From the record

Fiserv, Inc.'s standing among 101 graded names in its industry family: revenue of $21 billion in fiscal 2025 ranks in the top 6% by size; a net margin of 16.4% ranks in the top 17%; revenue growth of 6.1% a year over the last 3 filed years ranks in the bottom 46% (its annual reports).

From the record

Fiserv, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Georgakopoulos, Panagiotis (Chief Executive Officer, as filed), filing under that title since 2026-06-16, 5 months (bottom 6% of its family); the 18 officers and directors filing in the last fifteen months have been on the record a median of 2.2 years (bottom 7%); 16 officer or director changes were reported on Form 8-K since 2023-11-13, against the 18 people in charge now (bottom 16%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Fiserv, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $798 million against debt of $28 billion leaves -33.6% of its assets as net cash, bottom 9% of its family; cash from operations less capital spending is 20.3% of revenue (top 23%) (its annual report).

From the record

Fiserv, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 6.1% a year over the last three filed years against 15% over all 10, slowing (bottom 29% of its family); the newest year grew 3.6% (bottom 39%); capital spending grew 6% a year (bottom 47%) (its annual reports). Fiserv, Inc. reported 2 product lines in fiscal 2025: Processing and Services at $17 billion (80%), Product at $4.3 billion (20%); 2 of 2 grew against the year before (its annual report).

From the record

Fiserv, Inc.'s newest year against its own record: revenue of $21 billion in fiscal 2025 came in 3.5% below the $22 billion its prior three years' pace pointed to (bottom 38% of its family); net income of $3.5 billion against a prior three-year average of $2.9 billion (bottom 30%); a net margin of 16.4% against 15.2% before (bottom 37%) (its annual reports).