Greene County Bancorp, Inc. (GCBC)

Nasdaq: GCBC · Savings Institutions, Not Federally Chartered · Catskill, NY · filing with the SEC since 1998

Grade5.8

◀ Past 5.3● Present 6.0▶ Future 6.3

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in June.

Income statement, by fiscal year, newest first
Fiscal year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020	Jun 30, 2019	Jun 30, 2018	Jun 30, 2017
Report filed	Sep 9, 2026	Sep 5, 2025	Sep 6, 2024	Sep 8, 2023	Sep 9, 2022	Sep 13, 2021	Sep 11, 2020	Sep 12, 2019	Sep 12, 2018	Sep 28, 2017
Revenue	·	·	·	·	·	·	·	4,117	3,707	·
For lenders
Interest and dividend income	131,127	117,705	103,664	84,625	63,444	58,328	53,314	46,308	38,928	33,459
Interest expense on deposits and borrowings	53,213	57,584	52,685	23,407	·	·	·	·	·	·
Net interest income	77,914	60,121	50,979	61,218	58,005	53,145	44,833	40,000	34,914	30,382
Provision for credit losses	2,051	1,251	786	-1,071	3,278	3,974	3,905	1,659	1,530	1,911
Net interest income after provision	75,881	58,805	50,213	62,289	54,727	49,171	40,928	38,341	33,384	28,471
Noninterest income	14,667	15,233	13,908	12,146	12,137	9,667	8,650	8,361	7,481	6,424
Noninterest expense	43,716	39,372	37,302	38,608	33,959	31,223	27,822	25,676	22,362	19,967
Interest expense	·	·	·	23,407	5,439	5,183	8,481	6,308	4,014	3,077
Income before income taxes	46,832	34,666	26,819	35,827	32,905	27,615	21,756	21,026	18,503	14,928
Income tax expense	5,810	3,528	2,050	5,042	4,919	3,673	3,029	3,542	4,095	3,741
Net income	41,022	31,138	24,769	30,785	27,986	23,942	18,727	17,484	14,408	11,187
Earnings per share, basic	2.41	1.83	1.45	1.81	1.64^r	1.405^b	1.10^b	1.025^b	0.845^b	0.66^b
Earnings per share, diluted	2.41	1.83	1.45	1.81	1.64^r	1.405^b	1.10^b	1.025^b	0.845^b	0.655^b
Weighted average shares, basic	17,025,485	17,026,828	17,026,828	17,026,828	17,026,828^r	17,026,828^b	17,059,854^b	17,075,628^b	17,027,116^b	16,990,044^b
Weighted average shares, diluted	17,025,485	17,026,828	17,026,828	17,026,828	17,026,828^r	17,026,828^b	17,059,854^b	17,075,628^b	17,069,818^b	17,026,258^b

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 2-for-1 split of Dec 2016.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton GCBC · research, not advice