All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2017; the latest 2017-09-28.
From the record
Greene County Bancorp, Inc.'s filings since 2017 show 2 warning events: an auditor change (8-K item 4.01, 2 times, the latest 2017-09-28) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+16.4% a year over 10 filed years; profitable in 10 of 10.
From the record
Greene County Bancorp, Inc.'s 10 filed years say what it did: revenue went from $33 million in fiscal 2017 to $131 million in fiscal 2026, up 16.4% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count steady. 12% of cash flow returned. Insiders: 2 sales, 11 purchases.
From the record
Over the 3 fiscal years to 2026-06-30, Greene County Bancorp, Inc.'s diluted share count held steady, and dividends and buybacks returned about 12% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 2 sales and 11 purchases of their own stock on the open market in the year to 2026-11-09, buying about $463 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 15%: 15¢ of profit per shareholder dollar. Leverage 91%: owes 91¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2026-06-30, Greene County Bancorp, Inc. earned about 15 cents of profit for every dollar of shareholders' money. Leverage: it owed about 91 cents per dollar of assets, and net share issuance: its share count was unchanged over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 36% of 22 in its family; net margin 31.3%.
From the record
Greene County Bancorp, Inc.'s standing among 22 graded names in its industry family: revenue of $131 million in fiscal 2026 ranks in the top 39% by size; a net margin of 31.3% ranks in the top 7%; revenue growth of 15.7% a year over the last 3 filed years ranks in the bottom 39% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 20% of 16 in its family for leadership; chief executive since 2019.
From the record
Greene County Bancorp, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Gibson, Donald E (President and CEO, as filed), filing under that title since 2019-10-28, 7 years (top 19% of its family); the 9 officers and directors filing in the last fifteen months have been on the record a median of 11.4 years (top 11%); 2 officer or director changes were reported on Form 8-K since 2023-11-13, against the 9 people in charge now (top 30%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 29% of 19 in its family for room to expand.
From the record
Greene County Bancorp, Inc.'s room to grow, from the newest filed statements (fiscal 2026): cash of $145 million against no long-term debt tagged leaves 4.6% of its assets as net cash, top 47% of its family; cash from operations less capital spending is 31.7% of revenue (top 11%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 42% of 19 in its family for growth drivers.
From the record
Greene County Bancorp, Inc.'s growth drivers, from the filed years to fiscal 2026: revenue grew 15.7% a year over the last three filed years against 16.4% over all 10, slowing (bottom 29% of its family); the newest year grew 11.4% (top 29%); capital spending grew -21.6% a year (bottom 25%) (its annual reports). Greene County Bancorp, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 23% of 17 in its family for expectations against reality.
From the record
Greene County Bancorp, Inc.'s newest year against its own record: revenue of $131 million in fiscal 2026 came in 5.5% below the $139 million its prior three years' pace pointed to (top 15% of its family); net income of $41 million against a prior three-year average of $29 million (top 32%); a net margin of 31.3% against 28.9% before (top 21%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made