Hanmi Financial Corporation (HAFC)

From the record

Hanmi Financial Corporation's filings since 2017 show 4 warning events of 3 kinds: a notice about its exchange listing (8-K item 3.01, the latest 2019-08-22); an auditor change (8-K item 4.01, 2 times, the latest 2019-07-02); a late-report notice (Form NT 10-K or NT 10-Q, the latest 2019-08-12) (its current reports).

From the record

Hanmi Financial Corporation's 10 filed years say what it did: revenue went from $178 million in fiscal 2016 to $411 million in fiscal 2025, up 9.7% a year; it rose in 7 of 9 years; the deepest fall was 12% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Hanmi Financial Corporation's diluted share count shrank about 0.4% a year, and dividends and buybacks returned about 31% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 3 sales and 1 purchase of their own stock on the open market in the year to 2026-09-30, buying about $5 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Hanmi Financial Corporation earned about 10 cents of profit for every dollar of shareholders' money. Leverage: it owed about 90 cents per dollar of assets, and net share issuance: its share count shrank 0.2% over the year (the filed statements).

From the record

Hanmi Financial Corporation's standing among 79 graded names in its industry family: revenue of $411 million in fiscal 2025 ranks in the bottom 37% by size; a net margin of 18.5% ranks in the bottom 26%; revenue growth of 14.5% a year over the last 3 filed years ranks in the bottom 30% (its annual reports).

From the record

Hanmi Financial Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Lee, Bonita (President & CEO, as filed), filing under that title since 2019-07-12, 7.3 years (top 49% of its family); the 15 officers and directors filing in the last fifteen months have been on the record a median of 9.5 years (top 21%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 15 people in charge now (top 46%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Hanmi Financial Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $213 million against no long-term debt tagged leaves 2.7% of its assets as net cash, top 47% of its family; cash from operations less capital spending is 49.6% of revenue (top 4%) (its annual report).

From the record

Hanmi Financial Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 14.5% a year over the last three filed years against 9.7% over all 10, speeding up (top 49% of its family); the newest year grew 3% (bottom 45%); capital spending grew 6.2% a year (bottom 46%) (its annual reports). Hanmi Financial Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Hanmi Financial Corporation's newest year against its own record: revenue of $411 million in fiscal 2025 came in 14.6% below the $481 million its prior three years' pace pointed to (top 41% of its family); net income of $76 million against a prior three-year average of $81 million (bottom 9%); a net margin of 18.5% against 24.8% before (bottom 15%) (its annual reports).