Company Analysis

Happen, Inc. (HAPN)

Nasdaq: HAPN · Personal Credit Institutions · San Francisco, CA · filing with the SEC since 2007
Grade2.9
◀ Past 1.4● Present 2.9▶ Future 5.5

Patents

US patents through Dec 31, 2025 · PatentsView, from the USPTO’s Open Data Portal · read Oct 27, 2026

46 patents granted to the 4 names below, as the owner printed on each patent when it was granted. A later sale, a lapse or an expiry is not read, so this is what was granted to Happen, Inc.’s names, not what it holds today.

Patents granted
46
46 utility, 1976 to Dec 31, 2025
Granted in 2025
3
Against 7 in 2024 and 8 in 2023
Applications published
58
2 of them in 2025
Names they are printed under
4
a former name, a subsidiary
By yearGrantedApplications published
'18'19'20'21'22'23'24'25
Each pair is one calendar year. Applications are published about eighteen months after filing, so the newest years read low.
What they are aboutgrants since 2021
Computer technology21
Digital communication10
IT methods for management2
The main technology area of each patent, in the World Intellectual Property Organization’s 35 fields.
Under which name4 counted
LendingClub Corporation a former name
named as the applicant on its applications, in US
0 granted
42 published
LendingClub Bank, National Association a subsidiary
US, as the owner printed on each patent
23 granted
6 published
LendingClub Corporation a former name
US, as the owner printed on each patent
23 granted
0 published
LendingClub Bank, National Association a subsidiary
named as the applicant on its applications, in US
0 granted
10 published
Newest grantseach row opens the USPTO’s own copy
GrantedPatentTitleFieldOwner as printed
Dec 16, 202512,499,484Techniques for improving the accuracy of automated predictionsComputer technologyLendingClub Bank, National Association
Jul 1, 202512,346,942Asset-exchange feedback in an asset-exchange platformComputer technologyLendingClub Bank, National Association
Jan 14, 202512,197,465Restricted blockchain clusterComputer technologyLendingClub Bank, National Association
Dec 10, 202412,164,657Automated fraudulent document detectionComputer technologyLendingClub Bank, National Association
Sep 17, 202412,095,913Encryption key rotation frameworkComputer technologyLendingClub Bank, National Association
Aug 27, 202412,074,885Dynamically-tiered authenticationDigital communicationLendingClub Bank, National Association
Jul 2, 202412,026,151Techniques for generating pre-emptive expectation messagesComputer technologyLendingClub Bank, National Association
Apr 9, 202411,956,246Secure content management through authenticationDigital communicationLendingClub Bank, National Association
Feb 20, 202411,907,820Automated bias elimination in negotiated termsComputer technologyLendingClub Corporation
Jan 9, 202411,869,076Reducing workload using transaction aggregationIT methods for managementLendingClub Bank, National Association
Newest applications publishedan application is a clue, never a plan
PublishedApplicationTitleFieldOwner as printed
Sep 18, 20252025/0292296Asset-Exchange Feedback In An Asset-Exchange PlatformComputer technologyLendingClub Bank, National Association
Feb 13, 20252025/0053673Automated Fraudulent Document DetectionComputer technologyLendingClub Bank, National Association
Nov 7, 20242024/0372874Dynamically-Tiered AuthenticationDigital communicationLendingClub Bank, National Association
Nov 7, 20242024/0370458Restricted Blockchain ClusterComputer technologyLendingClub Bank, National Association
Sep 12, 20242024/0303232Techniques For Generating Pre-Emptive Expectation MessagesComputer technologyLendingClub Bank, National Association
Jul 25, 20242024/0250954Secure Content Management Through AuthenticationDigital communicationLendingClub Bank, National Association
May 2, 20242024/0144110AUTOMATED BIAS ELIMINATION IN NEGOTIATED TERMSComputer technologyLendingClub Corporation
Apr 4, 20242024/0112230ASSET-EXCHANGE FEEDBACK IN AN ASSET-EXCHANGE PLATFORMComputer technologyLendingClub Bank, National Association · patent 12,346,942 granted from it
Jan 25, 20242024/0028610RESTRICTED BLOCKCHAIN CLUSTERComputer technologyLendingClub Bank, National Association · patent 12,197,465 granted from it
Dec 21, 20232023/0410193TECHNIQUES FOR IMPROVING THE ACCURACY OF AUTOMATED PREDICTIONSComputer technologyLendingClub Bank, National Association · patent 12,499,484 granted from it
What it applied for, 2024 to 2025: Computer technology 7 · Digital communication 2.

A patent is counted where the owner printed on it when it was granted carries the company’s own name, a former name, the name of a subsidiary its annual report lists, or its own name with a patent-holding phrase (Technology Licensing, Intellectual Property and the like), once the legal form, case and punctuation are set aside, and prints a country that name counts in. PatentsView’s data are published under the Creative Commons Attribution 4.0 licence. Source: PatentsView's granted patents and pre-grant publications, disambiguated, from the USPTO's Open Data Portal, through Dec 31, 2025, read Oct 27, 2026.

SI Assistanton HAPN · research, not advice