Home Bancorp, Inc. (HBCP)

Nasdaq: HBCP · Savings Institutions, Not Federally Chartered · Lafayette, LA · filing with the SEC since 2008

Grade5.2

◀ Past 4.0● Present 6.3▶ Future 5.8

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Income statement, as filed

In US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 6, 2026	Mar 12, 2025	Mar 8, 2024	Mar 9, 2023	Mar 10, 2022	Mar 9, 2021	Mar 13, 2020	Mar 13, 2019	Mar 14, 2018	Mar 14, 2017
For lenders
Interest and dividend income	193,772,000	184,767,000	163,663,000	125,930,000	106,902,000	104,129,000	102,208,000	102,312,000	74,398,000^r	67,684,000^r
Interest expense on deposits and borrowings	60,518,000	64,505,000	42,971,000	7,915,000	·	·	·	·	·	·
Net interest income	133,254,000	120,262,000	120,692,000	118,015,000	100,989,000	92,211,000	85,996,000	92,006,000	67,849,000^r	62,416,000^r
Provision for credit losses	·	·	·	7,489,000	-10,161,000	12,728,000	3,014,000	3,943,000	2,317,000^r	3,200,000
Net interest income after provision	132,120,000	117,847,000	118,351,000	110,526,000	111,150,000	79,483,000	82,982,000	88,063,000	65,532,000	59,216,000^r
Noninterest income	15,461,000	14,625,000	14,636,000	13,885,000	16,271,000	14,305,000	14,415,000	13,447,000	9,962,000^r	11,157,000^r
Noninterest expense	89,563,000	87,289,000	82,841,000	81,909,000	66,982,000	62,981,000	63,605,000	63,225,000	46,177,000^r	46,797,000^r
Interest expense	·	·	42,971,000	7,915,000	5,913,000	11,918,000	16,212,000	10,306,000	6,549,000^r	5,268,000^r
Share of profit of equity-method investments	-182,000	0	0	·	·	·	·	·	·	·
Income before income taxes	58,018,000	45,183,000	50,146,000	42,502,000	60,439,000	30,807,000	33,792,000	38,285,000	29,317,000^r	23,576,000^r
Income tax expense	11,956,000	8,756,000	9,906,000	8,430,000	11,818,000	6,042,000	5,860,000	6,695,000	12,493,000^r	7,568,000^r
Net income including non-controlling interests	·	·	·	34,072,000	48,621,000	24,765,000	27,932,000	31,590,000	16,824,000	16,008,000
Net income	46,062,000	36,427,000	40,240,000	34,072,000	48,621,000	24,765,000	27,932,000	31,590,000	16,824,000^r	16,008,000^r
Earnings per share, basic	5.93	4.58	5.02	4.19	5.80	2.86	3.08	3.48	2.36	2.34
Earnings per share, diluted	5.87	4.55	4.99	4.16	5.77	2.85	3.05	3.40	2.28	2.25
Weighted average shares, basic	7,773	7,956	8,028	8,139	8,379	8,674	9,074	9,069	7,117	6,842
Weighted average shares, diluted	7,846	8,005	8,065	8,194	8,428	8,704	9,146	9,299	7,390	7,107

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Share of profit of equity-method investments its share of companies it partly ownsus-gaap:IncomeLossFromEquityMethodInvestments

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton HBCP · research, not advice