All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2017; the latest 2019-10-04.
From the record
Home Bancorp, Inc.'s filings since 2017 show 2 warning events of 2 kinds: a notice about its exchange listing (8-K item 3.01, the latest 2018-06-11); an auditor change (8-K item 4.01, the latest 2019-10-04) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+12.4% a year over 10 filed years; profitable in 10 of 10.
From the record
Home Bancorp, Inc.'s 10 filed years say what it did: revenue went from $68 million in fiscal 2016 to $194 million in fiscal 2025, up 12.4% a year; it rose in 8 of 9 years; the deepest fall was 0% from fiscal 2018 to fiscal 2019; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count shrank 1.4% a year. 34% of cash flow returned. Insiders: 9 sales, 1 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Home Bancorp, Inc.'s diluted share count shrank about 1.4% a year, and dividends and buybacks returned about 34% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 9 sales and 1 purchase of their own stock on the open market in the year to 2026-09-30, buying about $30 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 11%: 11¢ of profit per shareholder dollar. Leverage 88%: owes 88¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Home Bancorp, Inc. earned about 11 cents of profit for every dollar of shareholders' money. Leverage: it owed about 88 cents per dollar of assets, and net share issuance: its share count shrank 2.0% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 40% of 22 in its family; net margin 23.8%.
From the record
Home Bancorp, Inc.'s standing among 22 graded names in its industry family: revenue of $194 million in fiscal 2025 ranks in the top 30% by size; a net margin of 23.8% ranks in the top 25%; revenue growth of 15.4% a year over the last 3 filed years ranks in the bottom 34% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 38% of 16 in its family for leadership; chief executive since 2008.
From the record
Home Bancorp, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Bordelon, John W. (President and CEO, as filed), filing under that title since 2008-09-30, 18.1 years (top 4% of its family); the 13 officers and directors filing in the last fifteen months have been on the record a median of 6.4 years (top 39%); 9 officer or director changes were reported on Form 8-K since 2023-11-13, against the 13 people in charge now (bottom 30%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 46% of 19 in its family for room to expand.
From the record
Home Bancorp, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $142 million against no long-term debt tagged leaves 4.1% of its assets as net cash, bottom 48% of its family; cash from operations less capital spending is 22.9% of revenue (top 39%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 34% of 19 in its family for growth drivers.
From the record
Home Bancorp, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 15.4% a year over the last three filed years against 12.4% over all 10, speeding up (top 34% of its family); the newest year grew 4.9% (bottom 45%); capital spending grew 55.4% a year (top 14%) (its annual reports). Home Bancorp, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 46% of 17 in its family for expectations against reality.
From the record
Home Bancorp, Inc.'s newest year against its own record: revenue of $194 million in fiscal 2025 came in 13.4% below the $224 million its prior three years' pace pointed to (top 44% of its family); net income of $46 million against a prior three-year average of $37 million (top 50%); a net margin of 23.8% against 23.8% before (top 44%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made