Company Analysis

HDFC Bank Limited (HDB)

NYSE: HDB · Commercial Banks, NEC · India, IN · filing with the SEC since 2002
Grade5.1
◀ Past 5.1● Present 5.4▶ Future 4.8
1 est.

Income statement, as filed

In millions of Indian rupees (INR), as filed; per-share figures in Indian rupees; share counts. The fiscal year ends in March.

The Form 20-F filed Jul 29, 2026 for the period ended Mar 31, 2026 is not in EDGAR's company facts yet; its figures here are that filing's own, read from the SEC's financial statement data sets.

Income statement, by fiscal year, newest first
Fiscal yearFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Period endingMar 31, 2026Mar 31, 2025Mar 31, 2024Mar 31, 2023Mar 31, 2022Mar 31, 2021Mar 31, 2020Mar 31, 2019Mar 31, 2018Mar 31, 2017
Report filedJul 29, 2026Jul 14, 2025Jul 29, 2024Jun 29, 2023Jul 29, 2022Jul 28, 2021Jul 31, 2020Jul 31, 2019Jul 25, 2018Jul 31, 2017
Revenue2,327,345.32,190,128.11,853,871.21,131,161.2892,434.2782,428.8674,124.5595,348.5508,359.8424,170.3
For lenders
Interest and dividend income3,360,265.03,227,962.62,781,926.21,689,526.71,333,137.01,275,967.61,211,982.91,041,714.9843,465.3725,554.3
Interest expense on deposits and borrowings1,860,495.51,823,477.01,533,922.8775,538.2······
Net interest income1,499,769.51,404,485.61,248,003.4913,988.5748,839.5683,686.5593,527.4507,505.6423,150.6351,795.6
Provision for credit losses168,272.2181,380.1133,063.174,213.8126,979.5154,233.4117,621.972,279.359,397.837,951.4
Net interest income after provision1,331,497.31,223,105.51,114,940.3839,774.7621,860.0529,453.1475,905.5435,226.3363,752.8313,844.2
Noninterest income995,848.0967,022.6738,930.9291,386.5270,574.2252,975.7198,219.0160,122.2144,607.0110,326.1
Noninterest expense1,351,527.81,265,631.41,069,242.4468,779.4373,272.0342,602.3308,280.5255,389.5231,253.4204,204.8
For insurers
Premiums earned·498,265.2381,879.5·······
Benefits, claims and losses·532,867.1381,965.8·······
Interest expense··1,533,922.8775,538.2584,297.5592,281.1618,455.5534,209.3420,314.7373,758.7
Income before income taxes939,027.9861,546.2705,459.0662,381.8519,162.2439,826.5365,844.0339,959.0277,106.4219,965.5
Income tax expense211,931.5175,014.977,827.1166,117.4132,559.2113,820.1105,480.0119,393.598,272.579,224.9
Net income including non-controlling interests727,096.4686,531.3627,631.9496,264.4386,603.0326,006.4260,364.0220,565.5178,833.9140,740.6
Net income to non-controlling interests22,303.013,023.04,975.3817.5602.629.394.1461.7319.0210.8
Net income704,793.4673,508.3622,656.6495,446.9386,000.4325,977.1260,269.9220,103.8178,514.9140,529.8
Earnings per share, basic45.8945.01r44.33r89.0269.7659.2747.5941.07r34.59r27.615b
Earnings per share, diluted45.7544.82r44.16r88.6869.3859.0247.2740.66r34.15r27.285b
Weighted average shares, basic·7,627,641,6437,079,296,0555,565,620,5625,533,113,8005,499,587,3575,468,802,1485,360,068,058r5,161,077,010r5,088,667,218b
Weighted average shares, diluted·7,659,434,1067,107,452,4285,587,173,3285,563,479,8235,523,478,3465,505,792,5535,413,653,954r5,227,877,252r5,150,703,052b
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 2-for-1 split.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:Revenues
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Premiums earned insurance premiums earned in the periodus-gaap:PremiumsEarnedNet
Benefits, claims and losses what it paid or set aside for claimsus-gaap:PolicyholderBenefitsAndClaimsIncurredNet
Interest expense what its borrowing costus-gaap:InterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton HDB · research, not advice