Heritage Insurance Holdings Inc (HRTG)

The company now

Heritage Insurance Holdings reported record second-quarter 2026 net income of $61.7 million, up 28.5% from $48.0 million a year earlier 2.

The company said the gain came mainly from lower losses and higher revenue 2. Net losses and loss adjustment expenses, the cost of paying claims, were $61.1 million, down from $75.6 million 2.

Premiums written, the value of policies sold, fell 5.5% to $388.4 million, mostly because commercial residential premiums dropped 2. The company blames a highly competitive Florida market for that business 2.

The combined ratio, claims plus costs as a share of premiums earned, was 64.9%, and a figure under 100% generally means an underwriting profit 2.

The open question is growth: the company has started writing business in Texas on a surplus lines basis, a separate licence route, and says it sees room to expand 2.

As of Oct 28, 2026. Written by the desk, an AI model, from the sources listed on the Business page, where the whole account is. Nothing here is advice.

Newer filings are on file since this was written; an update is queued.