Company Analysis

Jianzhi Education Technology Group Company Limited American Depositary Shs (JZ)

Nasdaq: JZ · Services-Educational Services · Beijing, CN · filing with the SEC since 2021
Grade2.8
◀ Past 2.4● Present 2.9▶ Future 3.2
1 est.

The grade of Jianzhi Education Technology Group Company Limited American Depositary Shs

Nine metrics read from its own filings, by tense
Headline grade
2.8/10
◀ Past2.430% of the headline
● Present2.940% of the headline
▶ Future3.230% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

2.4/1030% of the headline grade · 3 of 3 filed

Surviving crises

as filed
3.9/10

Has it survived what it has been through?

1 warning event since 2021; the latest 2023-04-27.

weight 33% of this tense · 39th percentile among 42 sector filers · read for itself

From the record

Jianzhi Education Technology Group Company Limited American Depositary Shs' filings since 2021 show 1 warning event: a late-report notice (Form NT 10-K or NT 10-Q, the latest 2023-04-27) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
1.5/10

What has it actually done, year after year?

-29.6% a year over 6 filed years; profitable in 2 of 6.

weight 45% of this tense · 15th percentile among 39 sector filers · read for its customers

From the record

Jianzhi Education Technology Group Company Limited American Depositary Shs' 6 filed years say what it did: revenue went from CNY 405 million in fiscal 2020 to CNY 70 million in fiscal 2025, down 29.6% a year; it rose in 2 of 5 years; the deepest fall was 86% from fiscal 2022 to fiscal 2025; net income was positive in 2 of 6 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span-29.6%bottom 6% of its family
  • the share of years revenue rosebottom 6% of its family
  • the share of filed years with a profitbottom 26% of its family
  • the deepest fall from a revenue peak86.1%bottom 22% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
1.9/10

How has it treated the people who own it?

Share count grew 20.7% a year. 0% of cash flow returned. Insiders: 0 sales, 0 purchases.

weight 22% of this tense · 19th percentile among 28 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, Jianzhi Education Technology Group Company Limited American Depositary Shs' diluted share count grew about 20.7% a year, and dividends and buybacks returned about 0% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 21% of its family
  • cash returned against operating cash flowbottom 17% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

2.9/1040% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed
3.0/10

Is it financially healthy right now?

ROE -29%: lost 29¢ per shareholder dollar. Leverage 49%: owes 49¢ per asset dollar.

weight 33% of this tense · 30th percentile among 42 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Jianzhi Education Technology Group Company Limited American Depositary Shs lost about 29 cents for every dollar of shareholders' money, and gross profitability: its products earned about 12 cents per dollar of everything the company owns. Leverage: it owed about 49 cents per dollar of assets, and net share issuance: its share count grew 50.9% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 49% of its family
  • return on equitybottom 31% of its family
  • gross profit against assetsbottom 25% of its family
  • the share count against the year beforebottom 16% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
1.7/10

How strong is its position in its industry?

bottom 17% of 41 in its family; net margin -22.4%.

weight 45% of this tense · 17th percentile among 41 sector filers · read for its customers

From the record

Jianzhi Education Technology Group Company Limited American Depositary Shs' standing among 41 graded names in its industry family: revenue of CNY 70 million in fiscal 2025 is not ranked by size, since the family reports in another currency; a net margin of -22.4% ranks in the bottom 26%; revenue growth of -48.2% a year over the last 3 filed years ranks in the bottom 9% (its annual reports).

What it rests on

  • net margin-22.4%bottom 26% of its family
  • three-year revenue growth-48.2%bottom 9% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate
4.9/10

What are the people in charge doing?

SI estimate 4.9/10, confidence 20 of 100 (family median).

weight 22% of this tense · 50th percentile among 16 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; no officer or director has filed a Form 3, 4 or 5 for it in the last fifteen months, so the years in charge cannot be read, so the desk assumes the typical reading of its industry family, the median of 16 members with one.
What the record cannot read
It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; no officer or director has filed a Form 3, 4 or 5 for it in the last fifteen months, so the years in charge cannot be read.
How it was reasoned
family median, 16 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Jianzhi Education Technology Group Company Limited American Depositary Shs's leadership is put at 4.9 of 10 with a confidence of 20 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; no officer or director has filed a Form 3, 4 or 5 for it in the last fifteen months, so the years in charge cannot be read, so the desk assumes the typical reading of its industry family, the median of 16 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

3.2/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
3.0/10

How much room does it have to grow?

bottom 30% of 41 in its family for room to expand.

weight 22% of this tense · 30th percentile among 41 sector filers · read for itself

From the record

Jianzhi Education Technology Group Company Limited American Depositary Shs' room to grow, from the newest filed statements (fiscal 2025): cash of CNY 8 million against no long-term debt tagged leaves 7.8% of its assets as net cash, bottom 37% of its family; cash from operations less capital spending is -13.9% of revenue (bottom 23%); a gross margin of 17.7% (bottom 16%); research spending of 4.6% of revenue (bottom 44%) (its annual report).

What it rests on

  • cash less debt against assets7.8%bottom 37% of its family
  • cash from operations less capital spending against revenue-13.9%bottom 23% of its family
  • gross margin17.7%bottom 16% of its family
  • research spending against revenue4.6%bottom 44% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
1.6/10

What could actually drive growth from here?

bottom 16% of 39 in its family for growth drivers.

weight 45% of this tense · 16th percentile among 39 sector filers · read for its customers

From the record

Jianzhi Education Technology Group Company Limited American Depositary Shs' growth drivers, from the filed years to fiscal 2025: revenue grew -48.2% a year over the last three filed years against -29.6% over all 6, slowing (bottom 29% of its family); the newest year grew -71.8% (bottom 4%); research spending grew -40.9% a year (bottom 8%); capital spending grew -42.1% a year (bottom 21%) (its annual reports). Jianzhi Education Technology Group Company Limited American Depositary Shs reported 2 lines of business in fiscal 2025: IT Related Solution Services1 at CNY 52 million (74%), Educational Content Service and Other Services at CNY 18 million (26%); 0 of 2 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span-18.6 points a yearbottom 29% of its family
  • the newest year's revenue growth-71.8%bottom 4% of its family
  • three-year growth of research spending-40.9%bottom 8% of its family
  • three-year growth of capital spending-42.1%bottom 21% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
5.6/10

Did its newest year beat what its own record pointed to?

top 44% of 36 in its family for expectations against reality.

weight 33% of this tense · 56th percentile among 36 sector filers · read for its shareholders

From the record

Jianzhi Education Technology Group Company Limited American Depositary Shs' newest year against its own record: revenue of CNY 70 million in fiscal 2025 came in 59.8% below the CNY 175 million its prior three years' pace pointed to (bottom 7% of its family); net income of CNY 16 million against a prior three-year average of CNY 202 million (top 21%); a net margin of -22.4% against -45.9% before (top 18%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-59.8%bottom 7% of its family
  • net income against the prior three years' average+92%top 21% of its family
  • net margin against its prior average+23.5 pointstop 18% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton JZ · research, not advice