Company Analysis

Kingstone Companies, Inc. (KINS)

Nasdaq: KINS · Fire, Marine & Casualty Insurance · Kingston, NY · filing with the SEC since 1995
Grade4.3
◀ Past 2.1● Present 4.5▶ Future 7.5

Income statement, as filed

In US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedMar 16, 2026Mar 18, 2025Apr 1, 2024Mar 31, 2023Apr 4, 2022Mar 31, 2021Mar 16, 2020Mar 18, 2019Mar 15, 2018Mar 16, 2017
Revenue214,867,301155,142,103144,190,714130,159,290161,231,241131,369,751145,119,966r113,771,89892,769,31077,436,664
For lenders
Interest expense on deposits and borrowings445,2133,513,6554,002,531·······
For insurers
Premiums earned187,126,722128,497,920114,384,263114,384,531143,881,719108,080,629127,623,442103,414,71577,351,02361,407,906
Net investment income9,798,7646,823,5906,008,6824,936,7786,621,3926,505,6036,869,3466,186,2484,132,5863,115,583
Benefits, claims and losses84,265,72262,634,71682,849,21088,390,042··90,182,32458,295,20534,185,53727,789,661
Total benefits, losses and expenses······153,345,564110,764,83578,459,59564,018,197
Total operating expenses163,821,651131,853,946151,556,245158,101,630170,640,678132,657,561152,902,510···
Interest expense··4,002,5312,019,0471,826,1801,826,1801,826,1801,821,59760,3350
Interest and investment income9,798,7646,823,5906,008,6824,936,7786,621,3926,505,6036,869,3466,186,2484,132,5863,115,583
Income before income taxes51,045,65023,288,157-7,365,531-27,942,340-9,409,437-1,287,810-7,782,5443,007,06314,309,71513,418,467
Income tax expense10,278,5224,929,721-1,197,185-5,417,546-2,031,136-2,260,200-1,816,191-86,1834,323,2304,518,701
Net income including non-controlling interests·18,358,436-6,168,346-22,524,794-7,378,301972,390····
Net income40,767,12818,358,436-6,168,346-22,524,794-7,378,301972,390-5,966,3533,093,2469,986,4858,899,766
Earnings per share, basic2.931.60-0.57-2.12-0.700.09-0.550.290.961.15
Earnings per share, diluted2.881.48-0.57-2.12-0.700.09-0.550.290.941.14
Weighted average shares, basic13,926,02411,478,89910,756,48710,645,36510,587,91210,721,34210,773,62310,686,81310,388,4407,736,594
Weighted average shares, diluted14,143,17312,423,76910,756,48710,645,36510,587,91210,730,73710,773,62310,716,88610,581,5777,807,263
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:Revenues
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Premiums earned insurance premiums earned in the periodus-gaap:PremiumsEarnedNet
Net investment income what its investments earnedus-gaap:NetInvestmentIncome
Benefits, claims and losses what it paid or set aside for claimsus-gaap:PolicyholderBenefitsAndClaimsIncurredNet
Total benefits, losses and expenses claims and every other cost togetherus-gaap:BenefitsLossesAndExpenses
Total operating expenses the running costs togetherus-gaap:OperatingExpenses
Interest expense what its borrowing costus-gaap:InterestExpense
Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeNet
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton KINS · research, not advice