Kingstone Companies, Inc. (KINS)

From the record

Kingstone Companies, Inc.'s filings since 2017 show 5 warning events of 2 kinds: an auditor change (8-K item 4.01, 2 times, the latest 2026-08-24); a late-report notice (Form NT 10-K or NT 10-Q, 3 times, the latest 2023-11-14) (its current reports).

From the record

Kingstone Companies, Inc.'s 10 filed years say what it did: revenue went from $77 million in fiscal 2016 to $215 million in fiscal 2025, up 12% a year; it rose in 7 of 9 years; the deepest fall was 19% from fiscal 2021 to fiscal 2022; net income was positive in 6 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Kingstone Companies, Inc.'s diluted share count grew about 9.9% a year, and dividends and buybacks returned about 1% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale (1 under scheduled 10b5-1 plans) and 4 purchases of their own stock on the open market in the year to 2026-09-30, buying about $653 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Kingstone Companies, Inc. earned about 33 cents of profit for every dollar of shareholders' money. Leverage: it owed about 73 cents per dollar of assets, and net share issuance: its share count grew 13.8% over the year (the filed statements).

From the record

Kingstone Companies, Inc.'s standing among 60 graded names in its industry family: revenue of $215 million in fiscal 2025 ranks in the bottom 13% by size; a net margin of 19% ranks in the top 24%; revenue growth of 18.2% a year over the last 3 filed years ranks in the top 34% (its annual reports).

From the record

Kingstone Companies, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Golden, Meryl S. (CEO, President, as filed), filing under that title since 2024-01-02, 2.9 years (bottom 31% of its family); the 10 officers and directors filing in the last fifteen months have been on the record a median of 4.3 years (bottom 14%); 11 officer or director changes were reported on Form 8-K since 2023-11-13, against the 10 people in charge now (bottom 6%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Kingstone Companies, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $12 million against debt of $4 million leaves 1.7% of its assets as net cash, bottom 49% of its family; cash from operations less capital spending is 34% of revenue (top 12%) (its annual report).

From the record

Kingstone Companies, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 18.2% a year over the last three filed years against 12% over all 10, speeding up (top 26% of its family); the newest year grew 38.5% (top 8%); capital spending grew -14.9% a year (bottom 33%) (its annual reports). Kingstone Companies, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Kingstone Companies, Inc.'s newest year against its own record: revenue of $215 million in fiscal 2025 came in 26.9% above the $169 million its prior three years' pace pointed to (top 4% of its family); net income of $41 million against a prior three-year average of $3 million (top 6%); a net margin of 19% against -3.3% before (top 15%) (its annual reports).