Kemper Corporation (KMPR)

From the record

Kemper Corporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Kemper Corporation's 10 filed years say what it did: revenue went from $2.5 billion in fiscal 2016 to $4.8 billion in fiscal 2025, up 7.4% a year; it rose in 6 of 9 years; the deepest fall was 19% from fiscal 2021 to fiscal 2024; net income was positive in 2 of 5 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Kemper Corporation's diluted share count shrank about 0.6% a year, and dividends and buybacks returned about 70% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 6 purchases of their own stock on the open market in the year to 2026-09-30, buying about $1 million (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Kemper Corporation earned about 5 cents of profit for every dollar of shareholders' money. Leverage: it owed about 79 cents per dollar of assets, and net share issuance: its share count shrank 3.3% over the year (the filed statements).

From the record

Kemper Corporation's standing among 60 graded names in its industry family: revenue of $4.8 billion in fiscal 2025 ranks in the top 36% by size; a net margin of 2.8% ranks in the bottom 16%; revenue growth of -4.6% a year over the last 3 filed years ranks in the bottom 9% (its annual reports).

From the record

Kemper Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Mcanena, Stephen J (President and CEO, as filed), filing under that title since 2026-06-01, 5 months (bottom 3% of its family); the 21 officers and directors filing in the last fifteen months have been on the record a median of 4 years (bottom 8%); 12 officer or director changes were reported on Form 8-K since 2023-11-13, against the 21 people in charge now (bottom 27%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Kemper Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $126 million against debt of $944 million leaves -6.6% of its assets as net cash, bottom 9% of its family; cash from operations less capital spending is 11.6% of revenue (bottom 34%) (its annual report).

From the record

Kemper Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew -4.6% a year over the last three filed years against 7.4% over all 10, slowing (bottom 6% of its family); the newest year grew 3.3% (bottom 29%); capital spending grew -0.2% a year (top 43%) (its annual reports). Kemper Corporation reported 2 lines of business in fiscal 2025: Specialty Property Casualty Insurance at $4.1 billion, Life Insurance Segment1 at $583 million. 2 of 2 grew in the latest filed year, and the largest line is 88% of revenue (its annual report).

From the record

Kemper Corporation's newest year against its own record: revenue of $4.8 billion in fiscal 2025 came in 12.7% above the $4.3 billion its prior three years' pace pointed to (top 13% of its family); net income of $133 million against a prior three-year average of $82 million (top 21%); a net margin of 2.8% against -1.3% before (top 47%) (its annual reports).