Company Analysis

Live Oak Bancshares, Inc. (LOB)

NYSE: LOB · State Commercial Banks · Wilmington, NC · filing with the SEC since 2009
Grade3.3
◀ Past 2.7● Present 4.0▶ Future 3.4

Filings

295 filings since 2017 beside 668 insider forms · Large accelerated filer · read from EDGAR on Nov 13, 2026
Due nextLarge accelerated filer
10-K Annual report for the fiscal year ending Dec 31, 2026Large accelerated filers have 60 days after the fiscal year ends. by Mar 1, 2027
10-Q Quarterly report for the quarter ending Mar 31, 2027Large accelerated filers have 40 days after the quarter ends; quarter ends are taken to the month end. by May 10, 2027

A deadline is the latest date the SEC's rules allow for its filer category. It is not a forecast of the day the company files. Last time, the results release (8-K item 2.02) came 21 days after the quarter ended. The proxy statement was last filed Apr 2, 2026.

Filings a yearinsider forms included
478398948595121160
20192020202120222023202420252026

2026 counts to Nov 13, 2026.

Officer or director change (8-K item 5.02): 13 times in the last 36 months, the newest Oct 20, 2026.Warning not to rely on past financial statements (8-K item 4.02): 1 time in the last 36 months, the newest Nov 12, 2025.Auditor change (8-K item 4.01): 1 time in the last 36 months, the newest Aug 9, 2024.A late-filing notice, Form NT 10-Q, filed Nov 12, 2025.A late-filing notice, Form NT 10-K, filed Mar 4, 2025.
Insider forms 668

Insider forms (3, 4, 5 and 144) are counted each year but not listed here; the people and their trades are on the Ownership tab.

FiledFormWhat it is, in plain wordsPeriodAsk
Nov 12, 2026 8-K items 3.03, 5.03, 8.01, 9.01 Change to shareholders' rights; Charter, bylaw or fiscal-year change; Other event · Current report Nov 9, 2026
Nov 12, 2026 8-A12B Class of securities registered for listing
Nov 12, 2026 CERT Exchange listing certification
Nov 5, 2026 8-K items 1.01, 8.01, 9.01 Major agreement signed; Other event · Current report Nov 4, 2026
Nov 5, 2026 424B5 Shelf offering
Nov 4, 2026 FWP Offering communication
Nov 4, 2026 424B5 Shelf offering
Nov 3, 2026 10-Q Quarterly report Sep 30, 2026
Oct 21, 2026 8-K items 2.02, 9.01 Results released · Current report
Oct 20, 2026 8-K item 5.02 Officer or director change · Current report Oct 14, 2026
Aug 28, 2026 8-K item 8.01 Other event · Current report
Aug 18, 2026 8-K item 8.01 Other event · Current report
Aug 4, 2026 10-Q Quarterly report Jun 30, 2026
Jul 22, 2026 8-K items 2.02, 9.01 Results released · Current report
Jul 2, 2026 8-K item 5.02 Officer or director change · Current report Jul 1, 2026
Jun 18, 2026 8-K item 5.02 Officer or director change · Current report Jun 16, 2026
May 22, 2026 8-K items 5.02, 5.07, 9.01 Officer or director change; Shareholder vote · Current report May 19, 2026
May 19, 2026 8-K item 8.01 Other event · Current report
May 19, 2026 S-8 Employee stock plan registration
May 5, 2026 10-Q Quarterly report Mar 31, 2026
Apr 22, 2026 8-K items 2.02, 9.01 Results released · Current report
Apr 2, 2026 ARS Annual report to shareholders Dec 31, 2025
Apr 2, 2026 DEFA14A Extra proxy material
Apr 2, 2026 DEF 14A Proxy statement Dec 31, 2025
Mar 27, 2026 SCHEDULE 13G/A Large holder update, amended
Mar 6, 2026 S-3ASR Shelf registration
Feb 27, 2026 10-K Annual report Dec 31, 2025
Feb 19, 2026 8-K item 8.01 Other event · Current report
Feb 13, 2026 8-K items 5.02, 9.01 Officer or director change · Current report Feb 9, 2026
Feb 5, 2026 SCHEDULE 13G/A Large holder update, amended
Jan 21, 2026 8-K items 2.02, 9.01 Results released · Current report
Dec 1, 2025 8-K items 5.02, 9.01 Officer or director change · Current report
Nov 18, 2025 8-K item 8.01 Other event · Current report
Nov 17, 2025 10-Q Quarterly report Sep 30, 2025
Nov 17, 2025 10-K/A Annual report, amended Dec 31, 2024
Nov 12, 2025 NT 10-Q Late quarterly report notice Sep 30, 2025
Nov 12, 2025 8-K item 4.02 Warning not to rely on past financial statements · Current report Nov 10, 2025
Oct 22, 2025 8-K items 2.02, 9.01 Results released · Current report
Aug 29, 2025 8-K item 8.01 Other event · Current report Aug 27, 2025
Aug 19, 2025 8-K item 8.01 Other event · Current report
40 of 295 shown

Every row opens the filing on EDGAR. The plain words are the site's own for each form and each 8-K item; the complete history, insider forms included, is on EDGAR.

SI Assistanton LOB · research, not advice