MBIA Inc. (MBI)

From the record

MBIA Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

MBIA Inc.'s 10 filed years say what it did: revenue went from $294 million in fiscal 2016 to $80 million in fiscal 2025, down 13.5% a year; it rose in 5 of 9 years; the deepest fall was 98% from fiscal 2017 to fiscal 2023; net income was positive in 2 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, MBIA Inc.'s diluted share count shrank about 0.4% a year, and dividends and buybacks returned about 62% of its net income over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, MBIA Inc.'s shareholders' equity was below zero, so the profit on it is not read. Leverage: it owed about 211 cents per dollar of assets, and net share issuance: its share count grew 3.9% over the year (the filed statements).

From the record

MBIA Inc.'s standing among 8 graded names in its industry family: revenue of $80 million in fiscal 2025 ranks in the bottom 6% by size; a net margin of -221.2% ranks in the bottom 6%; revenue growth of -19.6% a year over the last 3 filed years ranks in the bottom 6% (its annual reports).

From the record

MBIA Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Fallon, William C (CEO & President, as filed), filing under that title since 2020-03-05, 6.7 years (bottom 29% of its family); the 10 officers and directors filing in the last fifteen months have been on the record a median of 9.6 years (top 19%); 3 officer or director changes were reported on Form 8-K since 2023-11-13, against the 10 people in charge now (bottom 19%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

MBIA Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $71 million against no long-term debt tagged leaves 3.5% of its assets as net cash, top 19% of its family; cash from operations less capital spending is 47.5% of revenue (top 44%) (its annual report).

From the record

MBIA Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew -19.6% a year over the last three filed years against -13.5% over all 10, slowing (bottom 19% of its family); the newest year grew 90.6% (top 6%) (its annual reports). MBIA Inc. reported 2 lines of business in fiscal 2025: US Public Finance Insurance at $83 million, International and Structured Finance Insurance at $7 million. 1 of 2 grew in the latest filed year, and the largest line is 109% of revenue (its annual report).

From the record

MBIA Inc.'s newest year against its own record: revenue of $80 million in fiscal 2025 came in 264.6% above the $22 million its prior three years' pace pointed to (top 6% of its family); net income of $177 million against a prior three-year average of $239 million (bottom 19%); a net margin of a loss larger than its revenue against more than its whole revenue before (bottom 6%) (its annual reports).