Metropolitan Bank Holding Corp. (MCB)

NYSE: MCB · State Commercial Banks · New York, NY · filing with the SEC since 2009

Grade6.0

◀ Past 7.3● Present 5.9▶ Future 4.1

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 20, 2026	Feb 28, 2025	Feb 28, 2024	Feb 28, 2023	Mar 10, 2022	Mar 8, 2021	Mar 9, 2020	Mar 13, 2019	Mar 28, 2018	·
Revenue	11,053	23,936	27,880	26,851	23,150	13,669	·	·	·	·
For lenders
Interest and dividend income	515,278	468,379	375,405	260,739	173,284	143,097	129,780	83,945	60,864^r	44,155
Interest expense on deposits and borrowings	212,043	215,295	152,569	31,581	·	·	·	·	·	·
Net interest income	303,235	253,084	222,836	229,158	157,001	124,921	97,610	71,228	52,193^r	38,066
Provision for credit losses	37,592	6,257	12,283	10,116	3,816	9,488	4,223	3,138	7,059	8,060
Net interest income after provision	265,643	246,827	210,553	219,042	153,185	115,433	93,387	68,090	45,134^r	30,006
Noninterest income	11,871	23,829	27,903	26,593	23,697	17,003	·	·	·	·
Noninterest expense	176,005	173,575	131,538	148,737	87,312	74,518	59,955	43,471	32,745	27,371
Interest expense	·	·	152,569	31,581	16,283	18,176	32,170	12,717	8,671	6,089
Income before income taxes	101,509	97,081	106,918	96,898	89,570	57,918	44,061	36,775	23,578	8,058
Income tax expense	30,411	30,395	29,650	37,473	29,015	18,452	13,927	11,221	11,209	3,045
Net income including non-controlling interests	71,098	66,686	77,268	59,425	60,555	39,466	·	·	·	·
Net income	71,098	66,686	77,268	59,425	60,555	39,466	30,134	25,554	12,369	5,013
Preferred dividends	·	·	·	·	·	·	·	0	0	3,420
Net income to common shareholders	71,098	66,686	76,903	59,284	59,816	39,122	29,686	25,386	12,186	1,563
Earnings per share, basic	6.71	5.97	6.95	5.42	6.64	4.76	3.63	3.12	2.40	0.43
Earnings per share, diluted	6.62	5.93	6.91	5.29	6.45	4.66	3.56	3.06	2.34	0.43
Weighted average shares, basic	10,594,606	11,179,074	11,060,110	10,929,021	9,011,700	8,221,429	8,174,142	8,133,553	5,071,045	3,640,026
Weighted average shares, diluted	10,741,670	11,255,223	11,129,900	11,200,184	9,272,822	8,398,444	8,339,141	8,288,524	5,202,234	3,673,026

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerIncludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton MCB · research, not advice