Metropolitan Bank Holding Corp. (MCB)

From the record

Metropolitan Bank Holding Corp.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Metropolitan Bank Holding Corp.'s 10 filed years say what it did: revenue went from $44 million in fiscal 2016 to $515 million in fiscal 2025, up 31.4% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Metropolitan Bank Holding Corp.'s diluted share count shrank about 1.4% a year, and dividends and buybacks returned about 27% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 23 sales (12 under scheduled 10b5-1 plans) and 5 purchases of their own stock on the open market in the year to 2026-09-30, buying about $253 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Metropolitan Bank Holding Corp. earned about 10 cents of profit for every dollar of shareholders' money. Leverage: it owed about 91 cents per dollar of assets, and net share issuance: its share count shrank 4.6% over the year (the filed statements).

From the record

Metropolitan Bank Holding Corp.'s standing among 155 graded names in its industry family: revenue of $515 million in fiscal 2025 ranks in the top 36% by size; a net margin of 13.8% ranks in the bottom 15%; revenue growth of 25.5% a year over the last 3 filed years ranks in the top 16% (its annual reports).

From the record

Metropolitan Bank Holding Corp.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Defazio, Mark R (President and CEO, as filed), filing under that title since 2017-11-07, 9 years (top 36% of its family); the 21 officers and directors filing in the last fifteen months have been on the record a median of 8.5 years (top 36%); 1 officer or director change was reported on Form 8-K since 2023-11-13, against the 21 people in charge now (top 3%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Metropolitan Bank Holding Corp.'s room to grow, from the newest filed statements (fiscal 2025): cash of $394 million against no long-term debt tagged leaves 4.8% of its assets as net cash, top 34% of its family; cash from operations less capital spending is 17.2% of revenue (bottom 23%) (its annual report).

From the record

Metropolitan Bank Holding Corp.'s growth drivers, from the filed years to fiscal 2025: revenue grew 25.5% a year over the last three filed years against 31.4% over all 10, slowing (bottom 7% of its family); the newest year grew 10% (top 27%); capital spending grew 4.3% a year (bottom 48%) (its annual reports). Metropolitan Bank Holding Corp. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Metropolitan Bank Holding Corp.'s newest year against its own record: revenue of $515 million in fiscal 2025 came in 17.9% below the $628 million its prior three years' pace pointed to (bottom 40% of its family); net income of $71 million against a prior three-year average of $68 million (bottom 35%); a net margin of 13.8% against 19.2% before (bottom 32%) (its annual reports).