Medallion Financial Corp. (MFIN)

Nasdaq: MFIN · Finance Services · New York, NY · filing with the SEC since 1996

Grade5.4

◀ Past 5.1● Present 6.3▶ Future 4.8

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 10, 2026	Mar 13, 2025	Mar 7, 2024	Mar 10, 2023	Mar 14, 2022	Mar 16, 2021	Mar 30, 2020	Mar 13, 2019	Mar 14, 2018	Mar 14, 2017
For lenders
Interest and dividend income	315,320,000	290,702,000	251,040,000	196,621,000	158,966,000	144,962,000	132,562,000	100,836,000	·	·
Interest and investment income	·	·	·	·	·	·	·	3,287,000	265,000	·
Interest expense on deposits and borrowings	98,427,000	88,167,000	62,946,000	36,185,000	·	·	·	·	·	·
Net interest income	216,893,000	202,535,000	188,094,000	160,436,000	127,826,000	110,811,000	97,517,000	72,469,000	·	·
Provision for credit losses	89,822,000	76,502,000	37,810,000	30,059,000	4,622,000	69,817,000	47,386,000	59,008,000	·	·
Net interest income after provision	127,071,000	126,033,000	150,284,000	130,377,000	123,204,000	40,994,000	50,131,000	13,461,000	·	·
Noninterest income	37,993,000	11,330,000	11,320,000	9,526,000	31,566,000	-5,936,000	20,387,000	42,006,000	·	·
Noninterest expense	85,179,000	74,427,000	75,568,000	72,053,000	72,899,000	72,039,000	68,181,000	66,189,000	·	·
For insurers
Net investment income	·	·	·	·	·	·	·	·	·	-1
Total operating expenses	·	·	·	·	·	·	·	·	4,211,000	5,249,000
Interest expense	·	·	62,946,000	36,185,000	31,140,000	34,151,000	35,045,000	28,367,000	·	·
Income before income taxes	79,885,000	62,936,000	86,036,000	67,850,000	81,871,000	-36,981,000	2,337,000	-10,722,000	·	·
Income tax expense	24,544,000	21,011,000	24,910,000	17,963,000	24,217,000	-10,074,000	341,000	69,000^r	-36,226,000^r	-45,900,000
Net income including non-controlling interests	55,341,000	41,925,000	61,126,000	49,887,000	57,654,000	-26,907,000	1,996,000	-22,739,000	·	·
Net income to non-controlling interests	8,782,000	6,047,000	6,047,000	6,047,000	3,546,000	7,876,000	3,758,000	2,307,000	·	·
Net income	43,044,000	35,878,000	55,079,000	43,840,000	54,108,000	-34,783,000	-1,762,000	-25,046,000	·	·
Earnings per share, basic	1.89	1.59	2.45	1.86	2.20	-1.42	-0.07	-1.03	0.01	0.97
Earnings per share, diluted	1.78	1.52	2.37	1.83	2.17	-1.42	-0.07	-1.03	0.01	0.97
Weighted average shares, basic	22,774,561	22,546,051	22,510,435	23,583,049	24,599,804	24,445,452	24,342,979	24,214,978	23,919,994	24,123,888
Weighted average shares, diluted	24,247,788	23,605,493	23,248,323	23,927,342	24,943,169	24,445,452	24,342,979	24,214,978	24,053,307	24,173,020

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earned

us-gaap:InterestAndDividendIncomeOperating
us-gaap:InterestIncomeOperating

Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeInterest

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Net investment income what its investments earnedus-gaap:NetInvestmentIncome

Total operating expenses the running costs togetherus-gaap:OperatingExpenses

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton MFIN · research, not advice