Medallion Financial Corp. (MFIN)

From the record

Medallion Financial Corp.'s filings since 2017 show 4 warning events of 3 kinds: a debt default or acceleration notice (8-K item 2.04, the latest 2026-04-03); an auditor change (8-K item 4.01, 2 times, the latest 2024-06-04); a late-report notice (Form NT 10-K or NT 10-Q, the latest 2020-03-17) (its current reports).

From the record

Medallion Financial Corp.'s 8 filed years say what it did: revenue went from $101 million in fiscal 2018 to $315 million in fiscal 2025, up 17.7% a year; it rose in 7 of 7 years; it never fell from a peak; net income was positive in 5 of 8 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Medallion Financial Corp.'s diluted share count grew about 0.4% a year, and dividends and buybacks returned about 10% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Medallion Financial Corp. earned about 8 cents of profit for every dollar of shareholders' money. Leverage: it owed about 83 cents per dollar of assets, and net share issuance: its share count grew 2.7% over the year (the filed statements).

From the record

Medallion Financial Corp.'s standing among 114 graded names in its industry family: revenue of $315 million in fiscal 2025 ranks in the top 34% by size; a net margin of 13.7% ranks in the top 20%; revenue growth of 17% a year over the last 3 filed years ranks in the top 47% (its annual reports).

From the record

Medallion Financial Corp.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Murstein, Andrew (President, Chief Executive Officer and Chief Operating Officer, as filed), filing under that title since 2026-02-12, 9 months (bottom 34% of its family); the 15 officers and directors filing in the last fifteen months have been on the record a median of 9 years (top 8%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 15 people in charge now (top 30%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Medallion Financial Corp.'s room to grow, from the newest filed statements (fiscal 2025): cash of $136 million against debt of $216 million leaves -2.7% of its assets as net cash, bottom 17% of its family; cash from operations less capital spending is 40% of revenue (top 11%) (its annual report).

From the record

Medallion Financial Corp.'s growth drivers, from the filed years to fiscal 2025: revenue grew 17% a year over the last three filed years against 17.7% over all 8, slowing (bottom 40% of its family); the newest year grew 8.5% (bottom 46%) (its annual reports). Medallion Financial Corp. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Medallion Financial Corp.'s newest year against its own record: revenue of $315 million in fiscal 2025 came in 10.8% below the $353 million its prior three years' pace pointed to (bottom 38% of its family); net income of $43 million against a prior three-year average of $45 million (top 46%); a net margin of 13.7% against 18.9% before (top 47%) (its annual reports).