Company Analysis

Markel Group Inc. (MKL)

NYSE: MKL · Fire, Marine & Casualty Insurance · Glen Allen, VA · filing with the SEC since 1999
Grade5.6
◀ Past 6.6● Present 5.8▶ Future 3.6

The grade of Markel Group Inc.

Nine metrics read from its own filings, by tense
Headline grade
5.6/10
◀ Past6.640% of the headline
● Present5.835% of the headline
▶ Future3.625% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

6.6/1040% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.3/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 33% of this tense · 73rd percentile among 60 sector filers · read for itself

From the record

Markel Group Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
5.7/10

What has it actually done, year after year?

+12% a year over 10 filed years; profitable in 8 of 10.

weight 22% of this tense · 57th percentile among 56 sector filers · read for its customers

From the record

Markel Group Inc.'s 10 filed years say what it did: revenue went from $5.6 billion in fiscal 2016 to $16 billion in fiscal 2025, up 12% a year; it rose in 8 of 9 years; the deepest fall was 9% from fiscal 2021 to fiscal 2022; net income was positive in 8 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span12.0%top 31% of its family
  • the share of years revenue rosetop 33% of its family
  • the share of filed years with a profitbottom 43% of its family
  • the deepest fall from a revenue peak9.1%bottom 49% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
6.6/10

How has it treated the people who own it?

Share count shrank 2.3% a year. 18% of cash flow returned. Insiders: 23 sales, 3 purchases.

weight 45% of this tense · 66th percentile among 49 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, Markel Group Inc.'s diluted share count shrank about 2.3% a year, and dividends and buybacks returned about 18% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 23 sales (18 under scheduled 10b5-1 plans) and 3 purchases of their own stock on the open market in the year to 2026-11-06, buying about $371 thousand (their Form 4 filings).

What it rests on

  • the share count over the yearstop 17% of its family
  • cash returned against operating cash flowbottom 48% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

5.8/1035% of the headline grade · 3 of 3 filed

Financial health

as filed
6.0/10

Is it financially healthy right now?

ROE 11%: 11¢ of profit per shareholder dollar. Leverage 73%: owes 73¢ per asset dollar.

weight 45% of this tense · 60th percentile among 60 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Markel Group Inc. earned about 11 cents of profit for every dollar of shareholders' money. Leverage: it owed about 73 cents per dollar of assets, and net share issuance: its share count shrank 3.0% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 39% of its family
  • return on equitybottom 38% of its family
  • the share count against the year beforetop 19% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
6.3/10

How strong is its position in its industry?

top 37% of 60 in its family; net margin 13.6%.

weight 33% of this tense · 63rd percentile among 60 sector filers · read for its customers

From the record

Markel Group Inc.'s standing among 60 graded names in its industry family: revenue of $16 billion in fiscal 2025 ranks in the top 19% by size; a net margin of 13.6% ranks in the top 41%; revenue growth of 9.9% a year over the last 3 filed years ranks in the bottom 48% (its annual reports).

What it rests on

  • revenue against the family$15.51Btop 19% of its family
  • net margin13.6%top 41% of its family
  • three-year revenue growth9.9%bottom 48% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
4.6/10

What are the people in charge doing?

bottom 46% of 47 in its family for leadership; chief executive since 2016.

weight 22% of this tense · 46th percentile among 47 sector filers · read for its shareholders

From the record

Markel Group Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Gayner, Thomas Sinnickson (Chief Executive Officer, as filed), filing under that title since 2016-01-06, 10.9 years (top 20% of its family); the 17 officers and directors filing in the last fifteen months have been on the record a median of 6 years (bottom 34%); 10 officer or director changes were reported on Form 8-K since 2023-11-13, against the 17 people in charge now (bottom 25%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge10 in three years among 17 peoplebottom 25% of its family
  • the median years the people in charge have filed6.0 yearsbottom 34% of its family
  • the chief executive's years on the record10.9 yearstop 20% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

3.6/1025% of the headline grade · 3 of 3 filed

Room to expand

as filed
3.8/10

How much room does it have to grow?

bottom 38% of 60 in its family for room to expand.

weight 33% of this tense · 38th percentile among 60 sector filers · read for itself

From the record

Markel Group Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $4.0 billion against debt of $4.3 billion leaves -0.5% of its assets as net cash, bottom 29% of its family; cash from operations less capital spending is 16.5% of revenue (bottom 48%) (its annual report).

What it rests on

  • cash less debt against assets-0.5%bottom 29% of its family
  • cash from operations less capital spending against revenue16.5%bottom 48% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
3.0/10

What could actually drive growth from here?

bottom 30% of 56 in its family for growth drivers.

weight 33% of this tense · 30th percentile among 56 sector filers · read for its customers

From the record

Markel Group Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 9.9% a year over the last three filed years against 12% over all 10, slowing (bottom 17% of its family); the newest year grew 4.7% (bottom 35%); capital spending grew -6.7% a year (bottom 38%) (its annual reports). Markel Group Inc. reported 5 lines of business in fiscal 2024: Insurance at $7.4 billion, Markel Ventures at $5.1 billion, Investing at $2.8 billion, and 2 more. 5 of 5 grew in the latest filed year, and the largest line is 45% of revenue (its annual report).

What it rests on

  • three-year growth against the whole span-2.0 points a yearbottom 17% of its family
  • the newest year's revenue growth4.7%bottom 35% of its family
  • three-year growth of capital spending-6.7%bottom 38% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
4.1/10

Did its newest year beat what its own record pointed to?

bottom 41% of 56 in its family for expectations against reality.

weight 33% of this tense · 41st percentile among 56 sector filers · read for its shareholders

From the record

Markel Group Inc.'s newest year against its own record: revenue of $16 billion in fiscal 2025 came in 7% below the $17 billion its prior three years' pace pointed to (bottom 42% of its family); net income of $2.1 billion against a prior three-year average of $1.5 billion (bottom 37%); a net margin of 13.6% against 10.2% before (bottom 44%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-7.0%bottom 42% of its family
  • net income against the prior three years' average+40%bottom 37% of its family
  • net margin against its prior average+3.4 pointsbottom 44% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton MKL · research, not advice