Company Analysis

Northpointe Bancshares, Inc. (NPB)

NYSE: NPB · State Commercial Banks · Grand Rapids, MI · filing with the SEC since 2005
Grade4.8
◀ Past 4.8● Present 3.9▶ Future 6.0
6 est.

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023
Report filedMar 27, 2026Mar 28, 2025·
For lenders
Interest and dividend income380,204317,532267,382
Interest and investment income·31,40529,063
Interest expense on deposits and borrowings229,465203,317166,163
Net interest income150,739114,215101,219
Net interest income after provision148,641114,543102,704
Noninterest income90,98072,92395,067
Noninterest expense129,228114,590153,084
Income before income taxes110,39372,87644,687
Income tax expense26,98417,71710,925
Net income83,40955,15933,762
Preferred dividends11,7917,9979,650
Net income to common shareholders71,61847,16224,112
Earnings per share, basic2.141.830.94
Earnings per share, diluted2.111.830.93
Weighted average shares, basic33,432,89525,759,93825,729,227
Weighted average shares, diluted33,863,18925,822,49625,795,481
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earnedus-gaap:InterestIncomeOperating
Interest and investment income what its cash and investments earnedus-gaap:InterestIncomeOther
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton NPB · research, not advice