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Ohio Valley Banc Corp. (OVBC)

Nasdaq: OVBC · State Commercial Banks · Gallipolis, OH · filing with the SEC since 1996
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Grade4.6
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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedMar 13, 2026Mar 14, 2025Mar 15, 2024Mar 23, 2023Mar 17, 2022Mar 24, 2021Mar 16, 2020Mar 18, 2019Mar 16, 2018Mar 16, 2017
For lenders
Interest and dividend income85,23775,76361,86547,61644,71246,17350,31749,19745,70839,348
Interest expense on deposits and borrowings27,49226,95915,838·······
Net interest income57,74548,80446,02744,77841,01339,98243,05243,72641,73336,326
Provision for credit losses3,0542,4692,090-32-41908071,0392,5642,826
Net interest income after provision54,69146,33543,93744,81041,43237,00242,05242,68739,16933,500
Noninterest income8,97013,17112,62910,1629,86411,4389,1668,9389,4358,239
Noninterest expense44,20946,13041,36839,04037,28036,13339,49837,42636,60932,899
Interest expense··15,8382,8383,6996,1917,2655,4713,9753,022
Income before income taxes19,45213,37615,19815,93214,01612,30711,72014,19911,9958,840
Income tax expense3,8512,3772,5672,5942,2842,0481,8132,2554,4861,920
Net income15,60110,99912,63113,33811,73210,2599,90711,9447,5096,920
Earnings per share, basic3.312.322.652.802.452.142.082.531.601.59
Weighted average shares, basic4,711,0014,736,8204,774,6074,769,1354,780,6094,787,4464,767,2794,725,9714,685,0674,351,748r
Weighted average shares, diluted········00
Weighted average shares, basic and diluted······4,767,2794,725,9714,685,067·
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanLeaseAndOtherLosses
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Interest expense what its borrowing costus-gaap:InterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
Weighted average shares, basic and diluted the average count, where both counts are the sameus-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted
SI Assistanton OVBC · research, not advice