Ohio Valley Banc Corp. (OVBC)

From the record

Ohio Valley Banc Corp.'s filings since 2017 show 3 warning events of 2 kinds: an auditor change (8-K item 4.01, the latest 2024-02-08); a late-report notice (Form NT 10-K or NT 10-Q, 2 times, the latest 2019-05-13) (its current reports).

From the record

Ohio Valley Banc Corp.'s 10 filed years say what it did: revenue went from $39 million in fiscal 2016 to $85 million in fiscal 2025, up 9% a year; it rose in 7 of 9 years; the deepest fall was 11% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Ohio Valley Banc Corp.'s diluted share count shrank about 0.4% a year, and dividends and buybacks returned about 30% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 8 purchases of their own stock on the open market in the year to 2026-09-30, buying about $18 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Ohio Valley Banc Corp. earned about 9 cents of profit for every dollar of shareholders' money. Leverage: it owed about 89 cents per dollar of assets, and net share issuance: its share count shrank 0.5% over the year (the filed statements).

From the record

Ohio Valley Banc Corp.'s standing among 155 graded names in its industry family: revenue of $85 million in fiscal 2025 ranks in the bottom 9% by size; a net margin of 18.3% ranks in the bottom 35%; revenue growth of 21.4% a year over the last 3 filed years ranks in the top 27% (its annual reports).

From the record

Ohio Valley Banc Corp.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Miller, Larry E II (President & CEO, as filed), filing under that title since 2022-05-25, 4.5 years (bottom 27% of its family); the 13 officers and directors filing in the last fifteen months have been on the record a median of 12.5 years (top 12%); 4 officer or director changes were reported on Form 8-K since 2023-11-13, against the 13 people in charge now (top 47%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Ohio Valley Banc Corp.'s room to grow, from the newest filed statements (fiscal 2025): cash of $46 million against no long-term debt tagged leaves 2.9% of its assets as net cash, bottom 48% of its family; cash from operations less capital spending is 20% of revenue (bottom 33%) (its annual report).

From the record

Ohio Valley Banc Corp.'s growth drivers, from the filed years to fiscal 2025: revenue grew 21.4% a year over the last three filed years against 9% over all 10, speeding up (top 9% of its family); the newest year grew 12.5% (top 17%); capital spending grew -19.5% a year (bottom 17%) (its annual reports). Ohio Valley Banc Corp. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Ohio Valley Banc Corp.'s newest year against its own record: revenue of $85 million in fiscal 2025 came in 10.8% below the $96 million its prior three years' pace pointed to (top 35% of its family); net income of $16 million against a prior three-year average of $12 million (top 26%); a net margin of 18.3% against 21% before (top 45%) (its annual reports).