Paymentus Holdings, Inc. (PAY)

From the record

Paymentus Holdings, Inc.'s filings since 2021 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Paymentus Holdings, Inc.'s 7 filed years say what it did: revenue went from $236 million in fiscal 2019 to $1.2 billion in fiscal 2025, up 31.1% a year; it rose in 6 of 6 years; it never fell from a peak; net income was positive in 6 of 7 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Paymentus Holdings, Inc.'s diluted share count grew about 1.9% a year, and dividends and buybacks returned about 0% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 13 sales (13 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Paymentus Holdings, Inc. earned about 12 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 44 cents per dollar of everything the company owns. Leverage: it owed about 16 cents per dollar of assets, and net share issuance: its share count grew 1.1% over the year (the filed statements).

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Paymentus Holdings, Inc.'s standing among 101 graded names in its industry family: revenue of $1.2 billion in fiscal 2025 ranks in the top 47% by size; a net margin of 5.6% ranks in the top 44%; revenue growth of 34% a year over the last 3 filed years ranks in the top 13% (its annual reports).

From the record

Paymentus Holdings, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Sharma, Dushyant (Chairman, President and CEO, as filed), filing under that title since 2021-05-25, 5.5 years (top 45% of its family); the 13 officers and directors filing in the last fifteen months have been on the record a median of 5.5 years (bottom 49%); 7 officer or director changes were reported on Form 8-K since 2023-11-13, against the 13 people in charge now (bottom 39%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Paymentus Holdings, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $325 million against no long-term debt tagged leaves 48.6% of its assets as net cash, top 6% of its family; cash from operations less capital spending is 13.5% of revenue (top 42%); a gross margin of 24.8% (bottom 23%); research spending of 5.1% of revenue (bottom 25%) (its annual report).

From the record

Paymentus Holdings, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 34% a year over the last three filed years against 31.1% over all 7, speeding up (top 11% of its family); the newest year grew 37.3% (top 14%); research spending grew 14.2% a year (top 26%); capital spending grew -34% a year (bottom 13%) (its annual reports). Paymentus Holdings, Inc. reported 2 product lines in fiscal 2025: Payment Transaction Processing Revenue at $1.2 billion (99%), Other at $9 million (1%); 1 of 2 grew against the year before (its annual report).

From the record

Paymentus Holdings, Inc.'s newest year against its own record: revenue of $1.2 billion in fiscal 2025 came in 3.7% above the $1.2 billion its prior three years' pace pointed to (top 36% of its family); net income of $67 million against a prior three-year average of $22 million (top 16%); a net margin of 5.6% against 2.9% before (bottom 46%) (its annual reports).