Company Analysis

Pbf Energy Inc. (PBF)

NYSE: PBF · Petroleum Refining · Parsippany, NJ · filing with the SEC since 2011
Grade3.4
◀ Past 3.6● Present 3.8▶ Future 2.6

The grade of Pbf Energy Inc.

Nine metrics read from its own filings, by tense
Headline grade
3.4/10
◀ Past3.640% of the headline
● Present3.835% of the headline
▶ Future2.625% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

3.6/1040% of the headline grade · 3 of 3 filed

Surviving crises

as filed
3.1/10

Has it survived what it has been through?

1 warning event since 2017; the latest 2024-02-16.

weight 45% of this tense · 31st percentile among 18 sector filers · read for itself

From the record

Pbf Energy Inc.'s filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2024-02-16) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
3.2/10

What has it actually done, year after year?

+3.8% a year over 9 filed years; profitable in 6 of 9.

weight 33% of this tense · 32nd percentile among 17 sector filers · read for its customers

From the record

Pbf Energy Inc.'s 9 filed years say what it did: revenue went from $22 billion in fiscal 2017 to $29 billion in fiscal 2025, up 3.8% a year; it rose in 3 of 8 years; the deepest fall was 44% from fiscal 2018 to fiscal 2020; net income was positive in 6 of 9 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span3.8%bottom 32% of its family
  • the share of years revenue rosebottom 26% of its family
  • the share of filed years with a profitbottom 32% of its family
  • the deepest fall from a revenue peak44.4%bottom 38% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
5.2/10

How has it treated the people who own it?

Share count shrank 3.2% a year. 66% of cash flow returned. Insiders: 42 sales, 0 purchases.

weight 22% of this tense · 52nd percentile among 13 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, Pbf Energy Inc.'s diluted share count shrank about 3.2% a year, and dividends and buybacks returned about 66% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 42 sales and 0 purchases of their own stock on the open market in the year to 2026-11-04 (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 42% of its family
  • cash returned against operating cash flowtop 38% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

3.8/1035% of the headline grade · 3 of 3 filed

Financial health

as filed
3.4/10

Is it financially healthy right now?

ROE -3%: lost 3¢ per shareholder dollar. Leverage 58%: owes 58¢ per asset dollar.

weight 45% of this tense · 33rd percentile among 14 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Pbf Energy Inc. lost about 3 cents for every dollar of shareholders' money, and gross profitability: its products earned less than nothing, about minus 4 cents per dollar of everything the company owns (revenue less the cost of revenue). Leverage: it owed about 58 cents per dollar of assets, and net share issuance: its share count shrank 1.9% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 32% of its family
  • return on equitybottom 19% of its family
  • gross profit against assetsbottom 5% of its family
  • the share count against the year beforebottom 42% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
2.6/10

How strong is its position in its industry?

bottom 26% of 17 in its family; net margin -0.5%.

weight 33% of this tense · 26th percentile among 17 sector filers · read for its customers

From the record

Pbf Energy Inc.'s standing among 17 graded names in its industry family: revenue of $29 billion in fiscal 2025 ranks in the top 50% by size; a net margin of -0.5% ranks in the bottom 21%; revenue growth of -14.4% a year over the last 3 filed years ranks in the bottom 9% (its annual reports).

What it rests on

  • revenue against the family$29.33Btop 50% of its family
  • net margin-0.5%bottom 21% of its family
  • three-year revenue growth-14.4%bottom 9% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
6.4/10

What are the people in charge doing?

top 36% of 10 in its family for leadership; chief executive since 2023.

weight 22% of this tense · 64th percentile among 10 sector filers · read for its shareholders

From the record

Pbf Energy Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Lucey, Matthew C. (CEO & President, as filed), filing under that title since 2023-10-31, 3 years (bottom 25% of its family); the 19 officers and directors filing in the last fifteen months have been on the record a median of 8.9 years (top 5%); 6 officer or director changes were reported on Form 8-K since 2023-11-13, against the 19 people in charge now (top 29%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge6 in three years among 19 peopletop 29% of its family
  • the median years the people in charge have filed8.9 yearstop 5% of its family
  • the chief executive's years on the record3.0 yearsbottom 25% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

2.6/1025% of the headline grade · 3 of 3 filed

Room to expand

as filed
2.3/10

How much room does it have to grow?

bottom 23% of 16 in its family for room to expand.

weight 22% of this tense · 23rd percentile among 16 sector filers · read for itself

From the record

Pbf Energy Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $528 million against debt of $2.1 billion leaves -12.4% of its assets as net cash, top 44% of its family; cash from operations less capital spending is -2.7% of revenue (bottom 9%); a gross margin of -1.9% (bottom 4%) (its annual report).

What it rests on

  • cash less debt against assets-12.4%top 44% of its family
  • cash from operations less capital spending against revenue-2.7%bottom 9% of its family
  • gross margin-1.9%bottom 4% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
2.4/10

What could actually drive growth from here?

bottom 24% of 17 in its family for growth drivers.

weight 33% of this tense · 24th percentile among 17 sector filers · read for its customers

From the record

Pbf Energy Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew -14.4% a year over the last three filed years against 3.8% over all 9, slowing (bottom 32% of its family); the newest year grew -11.4% (bottom 3%); capital spending grew 3.6% a year (bottom 38%) (its annual reports). Pbf Energy Inc. reported 2 lines of business in fiscal 2025: Refining Group at $29 billion, Logistics Group at $384 million. 0 of 2 grew in the latest filed year, and the largest line is 99% of revenue (its annual report).

What it rests on

  • three-year growth against the whole span-18.2 points a yearbottom 32% of its family
  • the newest year's revenue growth-11.4%bottom 3% of its family
  • three-year growth of capital spending3.6%bottom 38% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
2.8/10

Did its newest year beat what its own record pointed to?

bottom 28% of 16 in its family for expectations against reality.

weight 45% of this tense · 28th percentile among 16 sector filers · read for its shareholders

From the record

Pbf Energy Inc.'s newest year against its own record: revenue of $29 billion in fiscal 2025 came in 5.3% above the $28 billion its prior three years' pace pointed to (bottom 41% of its family); net income of $161 million against a prior three-year average of $1.5 billion (bottom 9%); a net margin of -0.5% against 3.5% before (bottom 34%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace5.3%bottom 41% of its family
  • net income against the prior three years' average-111%bottom 9% of its family
  • net margin against its prior average-4.0 pointsbottom 34% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton PBF · research, not advice