PCB Bancorp (PCB)

Nasdaq: PCB · State Commercial Banks · Los Angeles, CA · filing with the SEC since 2008

Grade4.7

◀ Past 3.0● Present 5.3▶ Future 6.7

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 16, 2026	Mar 13, 2025	Mar 12, 2024	Mar 9, 2023	Mar 4, 2022	Mar 11, 2021	Mar 9, 2020	Mar 18, 2019	·	·
Revenue	2,899	2,774	2,650	2,642	2,369	2,231	2,551	2,439	2,199	2,221
For lenders
Interest and dividend income	197,536	180,817	151,177	101,751	81,472	79,761	92,945	83,699	65,267	52,595
Interest expense on deposits and borrowings	93,658	92,200	62,673	12,119	·	·	·	·	·	·
Net interest income	103,878	88,617	88,504	89,632	77,137	66,189	69,034	65,748	55,170	45,581
Provision for credit losses	·	·	·	·	-4,596	13,219	4,237	1,231	1,827	2,283
Net interest income after provision	99,850	85,216	88,636	86,030	81,733	52,970	64,797	64,517	53,343	43,298
Noninterest income	11,836	11,093	10,683	14,499	18,434	11,740	11,869	10,454	13,894	13,619
Noninterest expense	59,198	60,023	56,057	51,126	43,208	41,699	42,315	40,226	35,895	32,514
Interest expense	·	·	62,673	12,119	4,335	13,572	23,911	17,951	10,097	7,014
Income before income taxes	52,488	36,286	43,262	49,403	56,959	23,011	34,351	34,745	31,342	24,403
Income tax expense	15,035	10,476	12,557	14,416	16,856	6,836	10,243	10,444	14,939	10,401
Net income	37,453	25,810	30,705	34,987	40,103	16,175	24,108	24,301	16,403	14,002
Net income to common shareholders	36,857	24,929	30,610	34,830	39,947	16,138	24,086	24,301	16,403	·
Earnings per share, basic	2.59	1.75	2.14	2.35	2.66	1.05	1.52	1.69	1.22	1.12
Earnings per share, diluted	2.58	1.74	2.12	2.31	2.62	1.04	1.49	1.65	1.21	1.11
Weighted average shares, basic	14,204,468	14,242,057	14,301,691	14,822,018	15,017,637	15,384,231	15,873,383	14,397,075	13,408,030	12,532,807
Weighted average shares, diluted	14,279,130	14,342,361	14,417,938	15,065,175	15,253,820	15,448,892	16,172,282	14,691,370	13,540,293	12,607,990

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton PCB · research, not advice