PCB Bancorp (PCB)

From the record

PCB Bancorp's filings since 2017 show 3 warning events of 3 kinds: a notice about its exchange listing (8-K item 3.01, the latest 2025-05-23); a warning not to rely on past financial statements (8-K item 4.02, the latest 2025-07-24); a late-report notice (Form NT 10-K or NT 10-Q, the latest 2025-05-13) (its current reports).

From the record

PCB Bancorp's 10 filed years say what it did: revenue went from $2 million in fiscal 2016 to $3 million in fiscal 2025, up 3% a year; it rose in 7 of 9 years; the deepest fall was 13% from fiscal 2019 to fiscal 2020; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, PCB Bancorp's diluted share count shrank about 1.8% a year, and dividends and buybacks returned about 37% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 10 purchases of their own stock on the open market in the year to 2026-09-30, buying about $418 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, PCB Bancorp earned about 10 cents of profit for every dollar of shareholders' money. Leverage: it owed about 88 cents per dollar of assets, and net share issuance: its share count shrank 0.4% over the year (the filed statements).

From the record

PCB Bancorp's standing among 155 graded names in its industry family: revenue of $3 million in fiscal 2025 ranks in the bottom 1% by size; a net margin of 1291.9% ranks in the top 1%; revenue growth of 3.1% a year over the last 3 filed years ranks in the bottom 5% (its annual reports).

From the record

PCB Bancorp's leadership, from its insiders' filings and its current reports: the chief executive on the record is Kim, Henry (PRESIDENT, CEO & DIRECTOR, as filed), filing under that title since 2018-08-09, 8.3 years (top 45% of its family); the 4 officers and directors filing in the last fifteen months have been on the record a median of 8.3 years (top 38%); 1 officer or director change was reported on Form 8-K since 2023-11-13, against the 4 people in charge now (top 38%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

PCB Bancorp's room to grow, from the newest filed statements (fiscal 2025): cash of $207 million against no long-term debt tagged leaves 6.3% of its assets as net cash, top 24% of its family; cash from operations less capital spending is 841.5% of revenue (top 1%) (its annual report).

From the record

PCB Bancorp's growth drivers, from the filed years to fiscal 2025: revenue grew 3.1% a year over the last three filed years against 3% over all 10, speeding up (bottom 25% of its family); the newest year grew 4.5% (bottom 50%); capital spending grew -26.2% a year (bottom 13%) (its annual reports). PCB Bancorp tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

PCB Bancorp's newest year against its own record: revenue of $3 million in fiscal 2025 came in 2% above the $3 million its prior three years' pace pointed to (top 12% of its family); net income of $37 million against a prior three-year average of $31 million (top 33%); a net margin of more than its whole revenue against more than its whole revenue before (top 1%) (its annual reports).