PayPal Holdings, Inc. (PYPL)

From the record

PayPal Holdings, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

PayPal Holdings, Inc.'s 8 filed years say what it did: revenue went from $15 billion in fiscal 2018 to $33 billion in fiscal 2025, up 11.5% a year; it rose in 7 of 7 years; it never fell from a peak; net income was positive in 8 of 8 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, PayPal Holdings, Inc.'s diluted share count shrank about 5.8% a year, and dividends and buybacks returned about 92% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 38 sales (33 under scheduled 10b5-1 plans) and 1 purchase of their own stock on the open market in the year to 2026-10-30, buying about $255 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, PayPal Holdings, Inc. earned about 26 cents of profit for every dollar of shareholders' money. Leverage: it owed about 75 cents per dollar of assets, and net share issuance: its share count shrank 6.8% over the year (the filed statements).

From the record

PayPal Holdings, Inc.'s standing among 101 graded names in its industry family: revenue of $33 billion in fiscal 2025 ranks in the top 4% by size; a net margin of 15.8% ranks in the top 19%; revenue growth of 6.4% a year over the last 3 filed years ranks in the bottom 47% (its annual reports).

From the record

PayPal Holdings, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Lores, Enrique (President and CEO, as filed), filing under that title since 2026-03-03, 8 months (bottom 12% of its family); the 19 officers and directors filing in the last fifteen months have been on the record a median of 2.9 years (bottom 17%); 20 officer or director changes were reported on Form 8-K since 2023-11-13, against the 19 people in charge now (bottom 9%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

PayPal Holdings, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $8.0 billion against debt of $10.0 billion leaves -2.4% of its assets as net cash, bottom 39% of its family; cash from operations less capital spending is 16.8% of revenue (top 31%) (its annual report).

From the record

PayPal Holdings, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 6.4% a year over the last three filed years against 11.5% over all 8, slowing (bottom 42% of its family); the newest year grew 4.3% (bottom 41%); research spending grew 10.6% a year (top 34%); capital spending grew 6.5% a year (bottom 49%) (its annual reports). PayPal Holdings, Inc. reported 2 product lines in fiscal 2025: Transaction Revenue at $30 billion (90%), Revenues From Other Value Added Services at $3.4 billion (10%); 2 of 2 grew against the year before (its annual report).

From the record

PayPal Holdings, Inc.'s newest year against its own record: revenue of $33 billion in fiscal 2025 came in 2.9% below the $34 billion its prior three years' pace pointed to (bottom 41% of its family); net income of $5.2 billion against a prior three-year average of $3.6 billion (bottom 45%); a net margin of 15.8% against 12% before (bottom 48%) (its annual reports).