All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 6 read as filed from the record and 3 are SI estimates, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2024; the latest 2026-04-30.
From the record
RedCloud Holdings plc's filings since 2024 show 2 warning events: a late-report notice (Form NT 10-K or NT 10-Q, 2 times, the latest 2026-04-30) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+56.5% a year over 3 filed years; profitable in 0 of 3.
From the record
RedCloud Holdings plc's 3 filed years say what it did: revenue went from $20 million in fiscal 2023 to $49 million in fiscal 2025, up 56.5% a year; it rose in 2 of 2 years; it never fell from a peak; net income was positive in 0 of 3 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
SI estimate 0.9/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: RedCloud Holdings plc's shareholder treatment is put at 0.9 of 10 with a confidence of 35 of 100, because read from one part only, the share count over the years, which ranks in the bottom 9% of 17 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.
What are they doing right now?
Is it financially healthy right now?
Leverage 155%: owes 155¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, RedCloud Holdings plc's shareholders' equity was below zero, so the profit on it is not read. Leverage: it owed about 155 cents per dollar of assets, and net share issuance: its share count grew 85.3% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 37% of 17 in its family; net margin -95.3%.
From the record
RedCloud Holdings plc's standing among 17 graded names in its industry family: revenue of $49 million in fiscal 2025 ranks in the bottom 4% by size; a net margin of -95.3% ranks in the bottom 9%; revenue growth of 56.5% a year over the last 2 filed years ranks in the top 3% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
SI estimate 0.6/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: RedCloud Holdings plc's leadership is put at 0.6 of 10 with a confidence of 35 of 100, because read from one part only, the median years the people in charge have been filing, which ranks in the bottom 6% of 10 in its family; it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-24 (a listing, a merger or a first filing under the rules) and its chief executive have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge. A filing that carries the missing parts replaces this estimate with the filed reading.
What are they set up to do next?
How much room does it have to grow?
bottom 31% of 17 in its family for room to expand.
From the record
RedCloud Holdings plc's room to grow, from the newest filed statements (fiscal 2025): cash of $479 thousand against no long-term debt tagged leaves 3.8% of its assets as net cash, top 47% of its family; cash from operations less capital spending is -76.5% of revenue (bottom 9%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 26% of 17 in its family for growth drivers.
From the record
RedCloud Holdings plc's growth drivers, from the filed years to fiscal 2025: revenue grew 56.5% a year over the last three filed years against 56.5% over all 3, speeding up (top 29% of its family); the newest year grew 4.4% (top 38%); capital spending grew 20.6% a year (top 9%) (its annual reports). RedCloud Holdings plc tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
SI estimate 4.8/10, confidence 20 of 100 (family median).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: RedCloud Holdings plc's expectations vs reality is put at 4.8 of 10 with a confidence of 20 of 100, because the record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change, so the desk assumes the typical reading of its industry family, the median of 15 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made