Radian Group Inc. (RDN)

NYSE: RDN · Surety Insurance · Wayne, PA · filing with the SEC since 1996

Grade4.0

◀ Past 4.2● Present 4.5▶ Future 3.1

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 20, 2026	Feb 14, 2025	Feb 23, 2024	Feb 24, 2023	Feb 25, 2022	Feb 26, 2021	Feb 28, 2020	Feb 28, 2019	Feb 28, 2018	Feb 27, 2017
Revenue	1,197,084	1,206,299^r	1,177,302^r	1,190,726	1,329,932	1,438,617	1,526,955	1,273,006	1,221,631	1,238,452
For insurers
Premiums earned	941,865	939,237^r	909,363^r	981,131	1,037,183	1,115,321	1,145,349	1,014,007	932,773	921,769
Net investment income	248,764	264,814^r	252,093^r	195,658	147,909	154,037	171,796	152,475	127,248	113,466
Benefits, claims and losses	66,768	-2,248^r	-42,136^r	-338,239	20,877	485,117	132,031	104,641	135,154	·
Cost of revenue	·	38,271	38,491	82,358	103,714	86,066	108,324	98,124	104,599	114,174
Total costs and expenses	405,856	360,692^r	313,423^r	237,947	565,100	959,176	677,962	588,820	874,894	754,766
Interest expense	68,290	88,006^r	86,188^r	84,454	84,344	71,150	56,310	61,490	62,761	81,132
Interest and investment income	·	·	258,430	195,658	147,909	154,037	171,796	152,475	127,248	113,466
Income before income taxes	791,228	845,607^r	863,879^r	952,779	764,832	479,441	848,993	684,186	346,737	483,686
Income tax expense	173,049	185,292^r	188,019^r	209,845	164,161	85,815	176,684	78,175	225,649	175,433
Income from continuing operations	618,179	660,315	675,860	742,934	600,671	393,626	672,309	606,011	121,088	308,253
Income from discontinued operations	-35,539	-55,875	-72,741	·	·	·	·	·	0	0
Net income including non-controlling interests	618,179	660,315	675,860	·	·	·	·	·	·	·
Net income	582,640	604,440	603,119	742,934	600,671	393,626	672,309	606,011	121,088	308,253
Net income to common shareholders	582,640	604,440	603,119	742,934	600,671	393,626	672,309	606,011	121,088	308,253
Earnings per share, basic	4.18	3.96	3.81	4.42	3.19	2.01	3.22	2.83	0.56	1.46
Earnings per share, diluted	4.14	3.92	3.77	4.35	3.16	2.00	3.20	2.77	0.55	1.37
Weighted average shares, basic	139,445	152,465	158,140	167,930	188,370	195,443	208,773	214,267	215,321	211,789
Weighted average shares, diluted	140,811	154,191	160,133	170,664	190,263	196,642	210,340	218,553	220,406	229,258

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:Revenues

Premiums earned insurance premiums earned in the periodus-gaap:PremiumsEarnedNet

Net investment income what its investments earnedus-gaap:NetInvestmentIncome

Benefits, claims and losses what it paid or set aside for claimsus-gaap:PolicyholderBenefitsAndClaimsIncurredNet

Cost of revenue what it cost to make or buy what it sold

us-gaap:CostOfGoodsAndServicesSold
us-gaap:CostOfServices

Total costs and expenses every operating cost, the cost of revenue includedus-gaap:CostsAndExpenses

Interest expense what its borrowing costus-gaap:InterestExpense

Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeNet

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Income from continuing operations profit from the businesses it keepsus-gaap:IncomeLossFromContinuingOperations

Income from discontinued operations profit or loss from businesses it sold or closed

us-gaap:IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity
us-gaap:IncomeLossFromDiscontinuedOperationsNetOfTax

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton RDN · research, not advice