All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2017; the latest 2019-08-28.
From the record
Radian Group Inc.'s filings since 2017 show 1 warning event: a debt default or acceleration notice (8-K item 2.04, the latest 2019-08-28) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
-0.4% a year over 10 filed years; profitable in 10 of 10.
From the record
Radian Group Inc.'s 10 filed years say what it did: revenue went from $1.2 billion in fiscal 2016 to $1.2 billion in fiscal 2025, down 0.4% a year; it rose in 3 of 9 years; the deepest fall was 23% from fiscal 2019 to fiscal 2023; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count shrank 6.2% a year. 69% of cash flow returned. Insiders: 15 sales, 2 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Radian Group Inc.'s diluted share count shrank about 6.2% a year, and dividends and buybacks returned about 69% of its net income over 3 years (its filed statements). Its officers and directors filed 15 sales (8 under scheduled 10b5-1 plans) and 2 purchases of their own stock on the open market in the year to 2026-11-12, buying about $6 million (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 12%: 12¢ of profit per shareholder dollar. Leverage 41%: owes 41¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Radian Group Inc. earned about 12 cents of profit for every dollar of shareholders' money. Leverage: it owed about 41 cents per dollar of assets, and net share issuance: its share count shrank 8.7% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 40% of 8 in its family; net margin 48.7%.
From the record
Radian Group Inc.'s standing among 8 graded names in its industry family: revenue of $1.2 billion in fiscal 2025 ranks in the top 44% by size; a net margin of 48.7% ranks in the bottom 44%; revenue growth of 0.2% a year over the last 3 filed years ranks in the bottom 19% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 26% of 8 in its family for leadership; chief executive since 2017.
From the record
Radian Group Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Thornberry, Richard G (Chief Executive Officer, as filed), filing under that title since 2017-03-07, 9.7 years (top 36% of its family); the 22 officers and directors filing in the last fifteen months have been on the record a median of 6.2 years (bottom 6%); 20 officer or director changes were reported on Form 8-K since 2023-11-13, against the 22 people in charge now (bottom 6%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
bottom 25% of 8 in its family for room to expand.
From the record
Radian Group Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $25 million against no long-term debt tagged leaves 0.3% of its assets as net cash, bottom 31% of its family; cash from operations less capital spending is 9.7% of revenue (bottom 19%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 29% of 8 in its family for growth drivers.
From the record
Radian Group Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 0.2% a year over the last three filed years against -0.4% over all 10, speeding up (top 31% of its family); the newest year grew -0.8% (bottom 6%); capital spending grew -38% a year (bottom 13%) (its annual reports). Radian Group Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 40% of 8 in its family for expectations against reality.
From the record
Radian Group Inc.'s newest year against its own record: revenue of $1.2 billion in fiscal 2025 came in 1.4% below the $1.2 billion its prior three years' pace pointed to (bottom 44% of its family); net income of $583 million against a prior three-year average of $650 million (bottom 31%); a net margin of 48.7% against 54.6% before (bottom 44%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made