The Charles Schwab Corporation (SCHW)

From the record

The Charles Schwab Corporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

The Charles Schwab Corporation's 10 filed years say what it did: revenue went from $7.5 billion in fiscal 2016 to $24 billion in fiscal 2025, up 13.8% a year; it rose in 8 of 9 years; the deepest fall was 9% from fiscal 2022 to fiscal 2023; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, The Charles Schwab Corporation's diluted share count shrank about 1.5% a year, and dividends and buybacks returned about 54% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 93 sales (36 under scheduled 10b5-1 plans) and 1 purchase of their own stock on the open market in the year to 2026-11-10, buying about $2 million (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, The Charles Schwab Corporation earned about 18 cents of profit for every dollar of shareholders' money. Leverage: it owed about 90 cents per dollar of assets, and net share issuance: its share count shrank 1.4% over the year (the filed statements).

From the record

The Charles Schwab Corporation's standing among 29 graded names in its industry family: revenue of $24 billion in fiscal 2025 ranks in the top 17% by size; a net margin of 37% ranks in the top 16%; revenue growth of 4.8% a year over the last 3 filed years ranks in the bottom 5% (its annual reports).

From the record

The Charles Schwab Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Wurster, Richard A (President & CEO, as filed), filing under that title since 2025-05-07, 1.5 years (bottom 19% of its family); the 22 officers and directors filing in the last fifteen months have been on the record a median of 8.6 years (top 25%); 6 officer or director changes were reported on Form 8-K since 2023-11-13, against the 22 people in charge now (top 38%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

The Charles Schwab Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $46 billion against debt of $22 billion leaves 4.9% of its assets as net cash, top 50% of its family; cash from operations less capital spending is 36.6% of revenue (top 22%) (its annual report).

From the record

The Charles Schwab Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 4.8% a year over the last three filed years against 13.8% over all 10, slowing (bottom 17% of its family); the newest year grew 22% (top 37%); capital spending grew -17.4% a year (bottom 21%) (its annual reports). The Charles Schwab Corporation reported 2 lines of business in fiscal 2025: Investor Services at $19 billion (79%), Advisor Services at $4.9 billion (21%); 2 of 2 grew against the year before (its annual report).

From the record

The Charles Schwab Corporation's newest year against its own record: revenue of $24 billion in fiscal 2025 came in 25.6% above the $19 billion its prior three years' pace pointed to (top 18% of its family); net income of $8.9 billion against a prior three-year average of $6.1 billion (bottom 48%); a net margin of 37% against 30.6% before (top 38%) (its annual reports).