The Bancorp Inc (TBBK)

From the record

The Bancorp Inc's filings since 2017 show 6 warning events of 4 kinds: a notice about its exchange listing (8-K item 3.01, 2 times, the latest 2025-03-27); a warning not to rely on past financial statements (8-K item 4.02, 2 times, the latest 2025-03-10); an auditor change (8-K item 4.01, the latest 2024-03-08); a late-report notice (Form NT 10-K or NT 10-Q, the latest 2025-03-04) (its current reports).

From the record

The Bancorp Inc's 10 filed years say what it did: revenue went from $102 million in fiscal 2016 to $551 million in fiscal 2025, up 20.6% a year; it rose in 8 of 9 years; the deepest fall was 0% from fiscal 2024 to fiscal 2025; net income was positive in 9 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, The Bancorp Inc's diluted share count shrank about 6.8% a year, and dividends and buybacks returned about 100% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 6 sales and 21 purchases of their own stock on the open market in the year to 2026-11-09, buying about $1 million (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, The Bancorp Inc earned about 33 cents of profit for every dollar of shareholders' money. Leverage: it owed about 93 cents per dollar of assets, and net share issuance: its share count shrank 8.5% over the year (the filed statements).

From the record

The Bancorp Inc's standing among 79 graded names in its industry family: revenue of $551 million in fiscal 2025 ranks in the bottom 45% by size; a net margin of 41.4% ranks in the top 3%; revenue growth of 21.4% a year over the last 3 filed years ranks in the top 31% (its annual reports).

From the record

The Bancorp Inc's leadership, from its insiders' filings and its current reports: the chief executive on the record is Kozlowski, Damian (Chief Executive Officer, as filed), filing under that title since 2016-06-02, 10.4 years (top 29% of its family); the 19 officers and directors filing in the last fifteen months have been on the record a median of 7.8 years (top 32%); 7 officer or director changes were reported on Form 8-K since 2023-11-13, against the 19 people in charge now (bottom 45%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

The Bancorp Inc's room to grow, from the newest filed statements (fiscal 2025): cash of $113 million against no long-term debt tagged leaves 1.2% of its assets as net cash, bottom 32% of its family; cash from operations less capital spending is 46.8% of revenue (top 6%) (its annual report).

From the record

The Bancorp Inc's growth drivers, from the filed years to fiscal 2025: revenue grew 21.4% a year over the last three filed years against 20.6% over all 10, speeding up (bottom 34% of its family); the newest year grew -0% (bottom 28%); capital spending grew 11.4% a year (top 43%) (its annual reports). The Bancorp Inc tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

The Bancorp Inc's newest year against its own record: revenue of $551 million in fiscal 2025 came in 25.3% below the $738 million its prior three years' pace pointed to (bottom 15% of its family); net income of $228 million against a prior three-year average of $180 million (top 37%); a net margin of 41.4% against 39.8% before (top 26%) (its annual reports).