U.S. Bancorp (USB)

NYSE: USB · National Commercial Banks · Minneapolis, MN · filing with the SEC since 1994

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Grade5.4

◀ Past 5.5● Present 5.3▶ Future 5.6

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

The companyfiscal 2025, as filed

Revenue$30.97B-2.2%

Net income$7.57B+20.2%

Earnings per share$4.62+21.9%

Operating cash flow$7.97B-29.8%

Cash$46.89B-17.0%

Debtn/a

Shareholders’ equity$65.65B+11.2%

Shares, diluted1.56B-0.2%

Return on equity11.5%

The recordfrom its filings

Filings in 2026426

Newest filingNov 12 · 424B3

Annual reportFeb 23, 2026

Quarterly reportNov 5, 2026

Next report due10-K by Mar 1

Insider sales, 12 months$20.4M

Insider buys, 12 months$0.00

Patents granted29

Filer categoryLarge accelerated filer

Trailing twelve months to Sep 2026Revenue $31.13BNet income $8.37BCash from operations $12.94Bthe four newest filed quarters added

Left: the newest annual report, with the change on the year before. Right: counted from the company's own filings with the SEC.

Revenue and net income by fiscal yearRevenueNet income

16171819202122232425

As filed, in USD. Nothing here is a forecast.

The company now

U.S. Bancorp reported record net revenue of $7,970 million for the third quarter of 2026, with net income of $2,202 million, up 10.0 percent from a year earlier 1.

The bank credited a full quarter of BTIG, the brokerage it bought, for a 69.3 percent rise in capital markets revenue 1.

BTIG added $226 million of fee revenue in the quarter, according to GuruFocus's summary of the earnings call 2.

The provision for credit losses, money set aside for loans that may go bad, rose 14.5 percent to $654 million 1.

The bank tied the rise to an initial $135 million set aside for a small business credit card portfolio it bought, which the call summary names as Amazon's 1 2.

Management raised its outlook on the call and now expects full-year 2026 net revenue growth of 8 percent to 9 percent, up from 5 percent to 7 percent 2.

Share buybacks were paused in the third quarter, and chief financial officer John Stern said they are expected to resume within a quarter or two 2.

Whether they restart soon depends, Stern said, on loan demand, interest rates and pending bank capital rules 2.

As of Oct 30, 2026. Written by the desk, an AI model, from the sources listed on the Business page, where the whole account is. Nothing here is advice.

Newer filings are on file since this was written; an update is queued.