U.S. Bancorp (USB)

From the record

U.S. Bancorp's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

U.S. Bancorp's 10 filed years say what it did: revenue went from $13 billion in fiscal 2016 to $31 billion in fiscal 2025, up 10% a year; it rose in 6 of 9 years; the deepest fall was 23% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, U.S. Bancorp's diluted share count grew about 1.5% a year, and dividends and buybacks returned about 36% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 9 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, U.S. Bancorp earned about 12 cents of profit for every dollar of shareholders' money. Leverage: it owed about 91 cents per dollar of assets, and net share issuance: its share count shrank 0.2% over the year (the filed statements).

From the record

U.S. Bancorp's standing among 79 graded names in its industry family: revenue of $31 billion in fiscal 2025 ranks in the top 8% by size; a net margin of 24.4% ranks in the top 31%; revenue growth of 19.9% a year over the last 3 filed years ranks in the top 42% (its annual reports).

From the record

U.S. Bancorp's leadership, from its insiders' filings and its current reports: the chief executive on the record is Kedia, Gunjan (President & CEO, as filed), filing under that title since 2026-02-12, 9 months (bottom 6% of its family); the 24 officers and directors filing in the last fifteen months have been on the record a median of 6.9 years (top 48%); 12 officer or director changes were reported on Form 8-K since 2023-11-13, against the 24 people in charge now (bottom 14%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

U.S. Bancorp's room to grow, from the newest filed statements (fiscal 2025): cash of $47 billion against no long-term debt tagged leaves 6.8% of its assets as net cash, top 20% of its family; cash from operations less capital spending is 25.7% of revenue (top 34%) (its annual report).

From the record

U.S. Bancorp's growth drivers, from the filed years to fiscal 2025: revenue grew 19.9% a year over the last three filed years against 10% over all 10, speeding up (top 22% of its family); the newest year grew -2.2% (bottom 20%) (its annual reports). U.S. Bancorp tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

U.S. Bancorp's newest year against its own record: revenue of $31 billion in fiscal 2025 came in 26.4% below the $42 billion its prior three years' pace pointed to (bottom 10% of its family); net income of $7.6 billion against a prior three-year average of $5.9 billion (top 34%); a net margin of 24.4% against 23.5% before (top 36%) (its annual reports).