VersaBank (VBNK)

Nasdaq: VBNK · Commercial Banks, NEC · London, ON · filing with the SEC since 2016

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Grade4.1

◀ Past 4.8● Present 3.3▶ Future 3.9

1 est.

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

The companyfiscal 2025, as filed

RevenueC$125M+11.7%

Net incomeC$28.5M-28.4%

Earnings per shareC$0.90-39.6%

Operating cash flowC$44.5M-83.7%

CashC$582M+158.2%

Debtn/a

Shareholders’ equityC$533M+33.4%

Shares, diluted31.5M+21.3%

Return on equity5.3%

The recordfrom its filings

Filings in 202645

Newest filingNov 12 · 6-K

Annual reportDec 10, 2025

Quarterly reportn/a

Next report due40-F by Feb 28

Insider sales, 12 months$0.00

Insider buys, 12 months$0.00

Patents grantedn/a

Filer category<br>Emerging growth company

Left: the newest annual report, with the change on the year before. Right: counted from the company's own filings with the SEC.

Revenue and net income by fiscal yearRevenueNet income

202122232425

As filed, in CAD. Nothing here is a forecast.

News

Nov 12, 2026 · SEC EDGAR · Form 6-K

Interim report, foreign filer

Open the filing on sec.gov

Nov 9, 2026 · SEC EDGAR · Form 6-K

Interim report, foreign filer

Open the filing on sec.gov

Oct 27, 2026 · SEC EDGAR · Form 6-K

Interim report, foreign filer

Open the filing on sec.gov

Oct 15, 2026 · SEC EDGAR · Form 6-K

Interim report, foreign filer

Open the filing on sec.gov

Oct 1, 2026 · SEC EDGAR · Form 6-K

Interim report, foreign filer

Open the filing on sec.gov

Sep 22, 2026 · SEC EDGAR · Form 6-K

Interim report, foreign filer

Open the filing on sec.gov

Sep 17, 2026 · SEC EDGAR · Form 6-K

Interim report, foreign filer

Open the filing on sec.gov

Sep 17, 2026 · SEC EDGAR · Form 6-K

Interim report, foreign filer

Open the filing on sec.gov

Sep 4, 2026 · SEC EDGAR · Form 6-K

Interim report, foreign filer

Open the filing on sec.gov

Sep 3, 2026 · SEC EDGAR · Form 6-K

Interim report, foreign filer

Open the filing on sec.gov

An outside story is shown by its headline, its source and its link only. The SI reads the page when you ask it to break one down.

SI brieffrom the record

Core business

VersaBank is classed by the SEC under Commercial Banks, NEC (industry code 6029), based in London, ON.

Newest on the record

Interim report, foreign filer on Nov 12. Before it, interim report, foreign filer on Nov 9.

What is due next

The 40-F for the period to Oct 31, 2026, due by Feb 28, 2027.

About VBNK

VersaBank is classed by the SEC under Commercial Banks, NEC (industry code 6029), based in London, ON. In its latest annual figures on file, for the fiscal year ended 2025-10-31, it reported revenue of CAD 125 million and a profit of CAD 28 million (its filed statements).

IndustryCommercial Banks, NEC

HeadquartersLondon, ON

Business modelLending business

ExchangeNasdaq

Filing since2016

Fiscal year endsOct 31

SEC number (CIK)1690639

Peers on fileNTB, TD, BAP, BCS

Who runs it

Financial performance

In fiscal 2025 VersaBank’s revenue was C$124.6 million, up 11.7% from C$111.6 million the year before. Net income was C$28.46 million, down 28.4%.

Annual report, filed Dec 10, 2025.

Financial statements

The grade

VersaBank grades 4.1 of 10 against its own industry, the 33 companies in Commercial Banks, NEC. Eight of the nine metrics are read as filed and one is an SI estimate, each with its reasoning.

◀ Past4.8

● Present3.3

▶ Future3.9

How the grade is made

Forecast

Every forecast is registered before the outcome, with the rule that settles it. A miss stays on the page.

Company forecasts

SI Assistanton VBNK · research, not advice