Company Analysis
Sign in

VersaBank (VBNK)

Nasdaq: VBNK · Commercial Banks, NEC · London, ON · filing with the SEC since 2016
Full chart Alerts Compare
Grade4.1
◀ Past 4.8● Present 3.3▶ Future 3.9
1 est.
OverviewBusinessFinancialsGradeForecastSentimentOwnershipPeopleFilingsPatents Chart

Income statement, as filed

In thousands of Canadian dollars (CAD), as filed; per-share figures in Canadian dollars; share counts. The fiscal year ends in October.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2021FY 2021FY 2020
Period endingOct 31, 2025Oct 31, 2024Oct 31, 2023Oct 31, 2022Oct 31, 2021Oct 31, 2020
Report filedDec 10, 2025Dec 9, 2024Dec 13, 2023Dec 7, 2022Jan 28, 2022·
Revenue124,641111,633108,63582,39265,35754,185
For lenders
Net interest income116,168102,655100,05176,66660,15754,125
General and administrative33,72719,16915,05118,73211,1108,357
Finance costs179,512182,764129,28350,15129,33131,969
Interest income295,680285,419229,334126,81789,48886,094
Income before income taxes41,49354,79357,64532,54830,78926,752
Income tax expense13,03515,04515,4839,8908,4097,347
Net income28,45839,74842,16222,65822,38019,405
Net income to ordinary shareholders·38,76041,17421,67020,80217,237
Earnings per share, basic0.901.491.570.790.960.82
Weighted average shares, basic31,506,70125,965,72426,273,73927,425,47921,752,93021,123,559
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldifrs-full:Revenue
Net interest income interest earned less interest paidifrs-full:InterestRevenueExpense
General and administrative the cost of running the company itselfifrs-full:GeneralAndAdministrativeExpense
Finance costs what its borrowing costifrs-full:InterestExpense
Interest income what its cash and investments earnedifrs-full:RevenueFromInterest
Income before income taxes profit before taxifrs-full:ProfitLossBeforeTax
Income tax expense tax charged on the period's profitifrs-full:IncomeTaxExpenseContinuingOperations
Net income the whole group's profit, minority holders' share includedifrs-full:ProfitLoss
Net income to ordinary shareholders what is left for common shareholdersifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
Earnings per share, basic net income per share outstandingifrs-full:BasicEarningsLossPerShare
Weighted average shares, basic the average count of shares outstandingifrs-full:WeightedAverageShares
SI Assistanton VBNK · research, not advice