Westamerica Bancorporation (WABC)

Nasdaq: WABC · National Commercial Banks · San Rafael, CA · filing with the SEC since 1994

Grade6.1

◀ Past 6.8● Present 6.0▶ Future 5.1

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 27, 2026	Feb 28, 2025	Feb 29, 2024	Mar 1, 2023	Feb 28, 2022	Feb 25, 2021	Feb 28, 2020	Feb 28, 2019	Feb 27, 2018	Feb 28, 2017
For lenders
Interest and dividend income	230,980	268,014	284,013	221,756	173,443	165,856	158,682	151,723	138,312^r	135,919^r
Interest expense on deposits and borrowings	13,712	17,419	3,890	1,925	·	·	·	·	·	·
Net interest income	217,268	250,595	280,123	219,831	171,488	164,032	156,794	149,764	136,412^r	133,803^r
Provision for credit losses	-550	300	-1,150	0	0	4,300	0	0	-1,900	-3,200
Net interest income after provision	217,818	250,295	281,273	219,831	171,488	159,732	156,794	149,764	138,312^r	137,003^r
Noninterest income	40,790	43,155	43,522	45,121	43,345	45,637	47,408	48,149	56,628	46,574
Noninterest expense	101,922	104,391	103,216	99,361	97,806	98,566	98,986	106,916	107,768^r	103,620^r
Interest expense	·	·	3,890	1,925	1,955	1,824	1,888	1,959	1,900	2,116
Income before income taxes	156,686	189,059	221,579	165,591	117,027	106,803	105,216	90,997	87,172	79,957
Income tax expense	40,513	50,423	59,811	43,557	30,518	26,390	24,827	19,433	37,147	21,104
Net income	116,173	138,636	161,768	122,034	86,509	80,413	80,389	71,564	50,025	58,853
Earnings per share, basic	4.52	5.20	6.06	4.54	3.22	2.98	2.98	2.69	1.90	2.30
Earnings per share, diluted	4.52	5.20	6.06	4.54	3.22	2.98	2.98	2.67	1.89	2.29
Weighted average shares, basic	25,674	26,685	26,703	26,895	26,855	26,942	26,956	26,649	26,291	25,612
Weighted average shares, diluted	25,674	26,686	26,706	26,907	26,870	26,960	27,006	26,756	26,419	25,678

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton WABC · research, not advice