Westamerica Bancorporation (WABC)

From the record

Westamerica Bancorporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Westamerica Bancorporation's 10 filed years say what it did: revenue went from $136 million in fiscal 2016 to $231 million in fiscal 2025, up 6.1% a year; it rose in 7 of 9 years; the deepest fall was 19% from fiscal 2023 to fiscal 2025; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Westamerica Bancorporation's diluted share count shrank about 1.6% a year, and dividends and buybacks returned about 61% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 1 purchase of their own stock on the open market in the year to 2026-10-23, buying about $3 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Westamerica Bancorporation earned about 12 cents of profit for every dollar of shareholders' money. Leverage: it owed about 84 cents per dollar of assets, and net share issuance: its share count shrank 3.8% over the year (the filed statements).

From the record

Westamerica Bancorporation's standing among 79 graded names in its industry family: revenue of $231 million in fiscal 2025 ranks in the bottom 27% by size; a net margin of 50.3% ranks in the top 2%; revenue growth of 1.4% a year over the last 3 filed years ranks in the bottom 1% (its annual reports).

From the record

Westamerica Bancorporation's leadership, from its insiders' filings and its current reports: no one files under a chief executive's title, so that part is not read; the 11 officers and directors filing in the last fifteen months have been on the record a median of 4.9 years (bottom 19%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 11 people in charge now (bottom 25%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Westamerica Bancorporation's growth drivers, from the filed years to fiscal 2025: revenue grew 1.4% a year over the last three filed years against 6.1% over all 10, slowing (bottom 9% of its family); the newest year grew -13.8% (bottom 1%); capital spending grew 40.4% a year (top 10%) (its annual reports). Westamerica Bancorporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Westamerica Bancorporation's newest year against its own record: revenue of $231 million in fiscal 2025 came in 21.6% below the $295 million its prior three years' pace pointed to (bottom 35% of its family); net income of $116 million against a prior three-year average of $141 million (bottom 7%); a net margin of 50.3% against 54.6% before (bottom 30%) (its annual reports).