Company Analysis

WaFd, Inc. (WAFD)

Nasdaq: WAFD · National Commercial Banks · Seattle, WA · filing with the SEC since 1996
Grade4.7
◀ Past 5.4● Present 4.5▶ Future 3.7
The companyfiscal 2025, as filed
Revenue$1.34B-2.4%
Net income$226M+13.0%
Earnings per share$2.63+5.2%
Operating cash flow$237M-46.1%
Cash$657M-72.4%
Debtn/a
Shareholders’ equity$3.04B+1.3%
Shares, diluted80.3M+8.0%
Return on equity7.4%
The recordfrom its filings
Filings in 202672
Newest filingNov 12 · 4
Annual reportNov 18, 2025
Quarterly reportAug 4, 2026
Next report due10-K by Nov 29
Insider sales, 12 months$1.0M
Insider buys, 12 months$100,000
Patents grantedn/a
Filer categoryLarge accelerated filer
Trailing twelve months to Jun 2026Revenue $1.31BNet income $256MCash from operations $268Mthe four newest filed quarters added
Left: the newest annual report, with the change on the year before. Right: counted from the company's own filings with the SEC.
Revenue and net income by fiscal yearRevenueNet income
16171819202122232425
As filed, in USD. Nothing here is a forecast.

The company now

WaFd, Inc. reported net income of $256 million for the fiscal year ended 30 September 2026, up 13 percent from $226 million a year earlier 1. Earnings per diluted common share were $3.21, a 22 percent increase on a year earlier 1.

The fourth quarter earned $59,991,000, down 9 percent from the June quarter 1. It carried a $36 million charge-off, the loss a bank books when a loan is written off, after a $53 million loan relationship was resolved 1.

The larger event is a merger: on 6 September 2026 WaFd agreed to combine with EverBank Financial Corp, a Jacksonville, Florida bank holding company owned by private investors 34. After closing, EverBank's owners would hold about 59.175 percent of WaFd's common stock and WaFd's own shareholders about 40.825 percent 3.

WaFd would be renamed EverBank Financial Corp and trade as EVBK, and EverBank would be the accounting acquirer, the side treated as the buyer in the books 2. Chief executive Brent Beardall said WaFd's deposits and commercial real estate lending complement EverBank's online consumer bank and commercial lending 2.

The companies expect closing in early 2027, after WaFd shareholders vote and the Federal Reserve and the Office of the Comptroller of the Currency approve 23. A preliminary proxy statement dated 22 October 2026 left the meeting's record date blank 4.

As of Nov 4, 2026. Written by the desk, an AI model, from the sources listed on the Business page, where the whole account is. Nothing here is advice.

Newer filings are on file since this was written; an update is queued.

News

Nov 12, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Nov 12, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Nov 12, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Nov 12, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Nov 12, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Nov 10, 2026 · SEC EDGAR · Form 8-K
Current report
Open the filing on sec.gov
Nov 9, 2026 · SEC EDGAR · Form 8-K
Current report
Open the filing on sec.gov
Nov 4, 2026 · SEC EDGAR · Form DEFM14A
Merger proxy statement
Open the filing on sec.gov
Nov 3, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Nov 3, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
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SI Assistanton WAFD · research, not advice