WaFd, Inc. (WAFD)

From the record

WaFd, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

WaFd, Inc.'s 10 filed years say what it did: revenue went from $537 million in fiscal 2016 to $1.3 billion in fiscal 2025, up 10.7% a year; it rose in 6 of 9 years; the deepest fall was 12% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-09-30, WaFd, Inc.'s diluted share count grew about 7.1% a year, and dividends and buybacks returned about 43% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 2 sales and 2 purchases of their own stock on the open market in the year to 2026-11-12, buying about $100 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-09-30, WaFd, Inc. earned about 7 cents of profit for every dollar of shareholders' money. Leverage: it owed about 89 cents per dollar of assets, and net share issuance: its share count grew 8.0% over the year (the filed statements).

From the record

WaFd, Inc.'s standing among 79 graded names in its industry family: revenue of $1.3 billion in fiscal 2025 ranks in the top 32% by size; a net margin of 16.9% ranks in the bottom 22%; revenue growth of 26.2% a year over the last 3 filed years ranks in the top 13% (its annual reports).

From the record

WaFd, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Beardall, Brent J (President & CEO, as filed), filing under that title since 2017-11-01, 9 years (top 34% of its family); the 17 officers and directors filing in the last fifteen months have been on the record a median of 7.1 years (top 41%); 8 officer or director changes were reported on Form 8-K since 2023-11-13, against the 17 people in charge now (bottom 19%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

WaFd, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $657 million against no long-term debt tagged leaves 2.5% of its assets as net cash, bottom 49% of its family; cash from operations less capital spending is 15.5% of revenue (bottom 23%) (its annual report).

From the record

WaFd, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 26.2% a year over the last three filed years against 10.7% over all 10, speeding up (top 6% of its family); the newest year grew -2.4% (bottom 18%); capital spending grew 34.5% a year (top 19%) (its annual reports). WaFd, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

WaFd, Inc.'s newest year against its own record: revenue of $1.3 billion in fiscal 2025 came in 31.9% below the $2.0 billion its prior three years' pace pointed to (bottom 4% of its family); net income of $226 million against a prior three-year average of $231 million (bottom 14%); a net margin of 16.9% against 24.9% before (bottom 12%) (its annual reports).