All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2017; the latest 2021-03-17.
From the record
Willis Lease Finance Corporation's filings since 2017 show 2 warning events: an auditor change (8-K item 4.01, 2 times, the latest 2021-03-17) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+15% a year over 10 filed years; profitable in 10 of 10.
From the record
Willis Lease Finance Corporation's 10 filed years say what it did: revenue went from $207 million in fiscal 2016 to $730 million in fiscal 2025, up 15% a year; it rose in 7 of 9 years; the deepest fall was 33% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 3.7% a year. 4% of cash flow returned. Insiders: 106 sales, 1 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Willis Lease Finance Corporation's diluted share count grew about 3.7% a year, and dividends and buybacks returned about 4% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 106 sales (80 under scheduled 10b5-1 plans) and 1 purchase of their own stock on the open market in the year to 2026-10-02, buying about $4 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 17%: 17¢ of profit per shareholder dollar. Leverage 83%: owes 83¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Willis Lease Finance Corporation earned about 17 cents of profit for every dollar of shareholders' money. Leverage: it owed about 83 cents per dollar of assets, and net share issuance: its share count grew 3.2% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 25% of 51 in its family; net margin 15.6%.
From the record
Willis Lease Finance Corporation's standing among 51 graded names in its industry family: revenue of $730 million in fiscal 2025 ranks in the bottom 40% by size; a net margin of 15.6% ranks in the top 9%; revenue growth of 32.8% a year over the last 3 filed years ranks in the top 5% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 47% of 35 in its family for leadership; chief executive since 2022.
From the record
Willis Lease Finance Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Willis, Austin Chandler (President and CEO, as filed), filing under that title since 2022-06-30, 4.4 years (bottom 46% of its family); the 9 officers and directors filing in the last fifteen months have been on the record a median of 10.4 years (top 13%); 10 officer or director changes were reported on Form 8-K since 2023-11-13, against the 9 people in charge now (bottom 9%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
bottom 50% of 49 in its family for room to expand.
From the record
Willis Lease Finance Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $16 million against debt of $2.7 billion leaves -68.2% of its assets as net cash, bottom 1% of its family; cash from operations less capital spending is 34.5% of revenue (top 1%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 8% of 50 in its family for growth drivers.
From the record
Willis Lease Finance Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 32.8% a year over the last three filed years against 15% over all 10, speeding up (top 3% of its family); the newest year grew 28.3% (top 13%); capital spending grew 67.3% a year (top 8%) (its annual reports). Willis Lease Finance Corporation reported 2 lines of business in fiscal 2025: Leasing and Related Operations at $693 million, Spare Parts Sales at $58 million. 2 of 2 grew in the latest filed year, and the largest line is 92% of revenue (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 32% of 44 in its family for expectations against reality.
From the record
Willis Lease Finance Corporation's newest year against its own record: revenue of $730 million in fiscal 2025 came in 5% below the $769 million its prior three years' pace pointed to (bottom 22% of its family); net income of $114 million against a prior three-year average of $53 million (top 8%); a net margin of 15.6% against 10.4% before (top 10%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made