All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2017; the latest 2017-12-19.
From the record
Xcel Energy Inc.'s filings since 2017 show 1 warning event: a notice about its exchange listing (8-K item 3.01, the latest 2017-12-19) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+2% a year over 10 filed years; profitable in 3 of 3.
From the record
Xcel Energy Inc.'s 10 filed years say what it did: revenue went from $9.6 billion in fiscal 2009 to $12 billion in fiscal 2018, up 2% a year; it rose in 7 of 9 years; the deepest fall was 6% from fiscal 2014 to fiscal 2015; net income was positive in 3 of 3 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 2.5% a year. 25% of cash flow returned. Insiders: 2 sales, 0 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Xcel Energy Inc.'s diluted share count grew about 2.5% a year, and dividends and buybacks returned about 25% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 2 sales and 0 purchases of their own stock on the open market in the year to 2026-11-05 (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 9%: 9¢ of profit per shareholder dollar. Leverage 71%: owes 71¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Xcel Energy Inc. earned about 9 cents of profit for every dollar of shareholders' money. Leverage: it owed about 71 cents per dollar of assets, and net share issuance: its share count grew 4.6% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 48% of 18 in its family; net margin 10.9%.
From the record
Xcel Energy Inc.'s standing among 18 graded names in its industry family: revenue of $12 billion in fiscal 2018 ranks in the top 31% by size; a net margin of 10.9% ranks in the bottom 36%; revenue growth of 1.5% a year over the last 3 filed years ranks in the bottom 38% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 47% of 16 in its family for leadership; chief executive since 2021.
From the record
Xcel Energy Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Frenzel, Robert (Chairman, President and CEO, as filed), filing under that title since 2021-08-19, 5.2 years (top 34% of its family); the 18 officers and directors filing in the last fifteen months have been on the record a median of 4.6 years (bottom 26%); 6 officer or director changes were reported on Form 8-K since 2023-11-13, against the 18 people in charge now (top 50%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
SI estimate 3.6/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Xcel Energy Inc.'s room to expand is put at 3.6 of 10 with a confidence of 35 of 100, because read from one part only, cash less debt against assets, which ranks in the bottom 36% of 18 in its family; the record does not carry two of the four parts: cash less debt against assets, cash from operations less capital spending against revenue, gross margin, research against revenue. A filing that carries the missing parts replaces this estimate with the filed reading.
What could actually drive growth from here?
top 44% of 17 in its family for growth drivers.
From the record
Xcel Energy Inc.'s growth drivers, from the filed years to fiscal 2018: revenue grew 1.5% a year over the last three filed years against 2% over all 10, slowing (top 32% of its family); the newest year grew 1.2% (bottom 3%); capital spending grew 33% a year (top 3%) (its annual reports). Xcel Energy Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 36% of 17 in its family for expectations against reality.
From the record
Xcel Energy Inc.'s newest year against its own record: revenue of $12 billion in fiscal 2018 came in 0.5% below the $12 billion its prior three years' pace pointed to (bottom 21% of its family); net income of $1.3 billion against a prior three-year average of $1.1 billion (bottom 32%); a net margin of 10.9% against 10.1% before (top 44%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made