Company Analysis

Axos Financial, Inc. (AX)

NYSE: AX · Savings Institution, Federally Chartered · Las Vegas, NV · filing with the SEC since 2004
Grade5.2
◀ Past 3.5● Present 7.1▶ Future 5.1

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in June.
Income statement, by fiscal year, newest first
Fiscal yearFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Period endingJun 30, 2026Jun 30, 2025Jun 30, 2024Jun 30, 2023Jun 30, 2022Jun 30, 2021Jun 30, 2020Jun 30, 2019Jun 30, 2018Jun 30, 2017
Report filedAug 20, 2026Aug 21, 2025Aug 22, 2024Aug 29, 2023Sep 8, 2022Aug 26, 2021Aug 26, 2020Aug 28, 2019Aug 23, 2018Aug 24, 2017
Revenue81,25465,78964,64165,26159,43431,33426,817r27,6268,833·
For lenders
Interest and dividend income1,956,9521,815,4651,655,6071,157,138659,728617,863622,839564,887475,074387,286
Net interest income1,246,9101,127,772961,429783,121607,158538,742477,611408,605368,494313,227
Provision for credit losses···24,75018,50023,75042,20027,35025,80011,061
Net interest income after provision1,145,8051,072,027928,929758,871r583,408r514,992435,411381,255342,694302,166
Noninterest income233,583131,066222,660120,488113,363105,261102,98782,75770,94168,132
Noninterest expense732,718589,698516,108447,615r356,812r314,510275,766251,206173,936137,605
Interest expense710,042687,693694,178374,01752,57079,121145,228156,282106,58074,059
Income before income taxes646,670613,395635,481431,744339,959305,743262,632212,806239,699232,693
Income tax expense156,298180,487185,473124,57999,24390,03679,19457,67587,28897,953
Net income490,372432,908450,008307,165240,716215,707183,438155,131152,411134,740
Net income to common shareholders···307,165240,716215,518183,129154,822152,102134,431
Earnings per share, basic8.667.617.825.154.043.643.012.502.412.11r
Earnings per share, diluted8.487.437.665.073.973.562.982.482.372.10r
Weighted average shares, basic56,656,72256,862,63057,509,02959,691,54159,523,62659,229,49560,794,55561,898,44763,058,85463,358,886
Weighted average shares, diluted56,656,72256,862,63057,509,02959,691,54159,523,62659,229,49560,794,55561,898,44763,136,23263,656,542r
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Interest expense what its borrowing costus-gaap:InterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton AX · research, not advice